Henderson County property record for 224 Small Falls Ln, Saluda, NC 28773 · Last verified July 2026
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Modular |
| Year Built | Built 2003 |
| Square Footage | 1,971 sqft Heated Area |
| Lot Size | 78,844 sqft (1.81 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,500 (2025) |
| Tax Bill | $1,546.00 (2025) |
Source: Henderson County records · APN 9594687318
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 SMALL FALLS LN, SALUDA, NC 28773-0378 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 13, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 10, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Apr 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Apr 21, 2023 · Amount on Record |
| Deed Doc Number | 20251041593 |
| Deed Book / Page | 4375 / 119 |
| Prior Transfer Date | Jan 21, 2016 |
| Prior Transfer Doc | 0016490155 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 224 SMALL FALLS LN, SALUDA, NC 28773-0378 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0042250662 |
|---|---|
| Date | Nov 13, 2024 |
| Book Page | 4225/662 |
| Instrument | 1001022365 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 10, 2025 |
| Property Address | 224 SMALL FALLS LN, SALUDA, NC 28773-0378 |
| Document Number | 0043750119 |
| Book / Page | 4375 / 119 |
| Map Reference | SL 7480 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 1001041593 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 163 BRIARCLIFF DR, HENDERSONVILLE, NC 28739-8932 |
| Name | Verified Name |
|---|---|
| Address | 224 SMALL FALLS LN, SALUDA, NC 28773-0378 |
| Document Number | 1001041594 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 1001041594 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Apr 21, 2023 |
| Property Address | 224 SMALL FALLS LN, SALUDA, NC 28773-0378 |
| Document Number | 0040340675 |
| Book / Page | 4034 / 675 |
| Map Reference | SL 7480 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 1000996585 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 KING ST, CLERMONT, GA 30527-1739 |
| Name | Verified Name |
|---|---|
| Address | 224 SMALL FALLS LN, SALUDA, NC 28773-0378 |
| Document Number | 0040340678 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 4034/678 |
| Instrument | 1000996586 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,700 (-) Land $48,100 Building $232,600 | ||
| 2025 | $1,546.00 | $280,700 (-) Land $48,100 Building $232,600 | |
| 2024 | $1,546.00 | ||
| 2023 | $280,700 Land $48,100 Building $232,600 | $280,700 Land $48,100 Building $232,600 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 9594687318 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,971 sqft Heated Area |
| 1st Floor | 1,971 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Modular Style |
| Exterior Material | Wood Siding Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 78,844 sqft (1.81 acres) |
| Deck Area | 48 sqft Deck |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1011023 |
|---|---|
| Street Address | 224 SMALL FALLS LN |
| City | SALUDA |
| State | NC |
| Zip | 28773-0378 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | GORDON LO4 PL2008-7480 |
| Legal Subdivision | RAVEN ROCK |
| Legal Block | 68 |
| Legal Lot Number | 7318 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | GREEN RIVER |
| Census Blockgroup | 3 |
| Census Block | 3041 |
| Census Tract | 932000 |
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