224 Silver Ridge Dr, Central, SC 29630 Property Records

Pickens County property record for 224 Silver Ridge Dr, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,742 sqft · built 2016
Lot Size	0.969 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$687,900 (Jul 2025)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4067-00-04-2208`

Property Details

APN / Parcel Number

Primary APN	`4067-00-04-2208`
Alternative APN	`R0076327`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,742 sqft Living Area
Basement Area	944 sqft
Finished Basement	944 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	42,253 sqft (0.969 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	425 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0076327
Street Address	224 SILVER RIDGE DR
City	CENTRAL
State	SC
Zip	29630-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER CREEK, LOT 013, PLAT 556/13
Legal Subdivision	SILVER CREEK
Legal Tract	2
Legal Block	4
Legal Lot Number	13
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	1
Census Block	1006
Census Tract	10302

Owner

224 Silver Ridge Dr is owned and occupied by an individual who bought it in July 2025.

Source: Pickens County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	224 SILVER RIDGE DR, CENTRAL, SC 29630-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on File
Deed Sale	Jul 21, 2025 · Amount on File
Prior Sale	May 11, 2015 · Amount on File
Deed Document Number	202510460
Deed Book / Page	2838 / 1
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	224 SILVER RIDGE DR, CENTRAL, SC 29630-2811
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000558
Date	Jan 16, 2024
Book Page	6424/321
Instrument	202400558

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	224 SILVER RIDGE DR, CENTRAL, SC 29630-2811
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012803
Date	Aug 27, 2020
Book Page	5718/50
Instrument	202012803

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 224 Silver Ridge Dr was $1,635, up 5.7% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (+5.69%)	$14,810 (+14.9%) Land $890 Building $13,920	$461,600 (+38.99%) Land $27,800 Building $433,800
2024	$1,547.00 (+1.51%)	$12,890 (-) Land $780 Building $12,110	$332,100 (-) Land $20,000 Building $312,100
2023	$1,524.00 (-1.93%)	$12,890 (-) Land $780 Building $12,110	$332,100 (-) Land $20,000 Building $312,100
2022	$1,554.00	$12,890 Land $780 Building $12,110	$332,100 Land $20,000 Building $312,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 224 Silver Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Silver Ridge Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASLEY CENTRAL W/D #1 serves 3,283 people · EPA ID SC3920001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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