224 Sides Ln, Lockhart, TX 78644 Property Records

Caldwell County property record for 224 Sides Ln, Lockhart, TX 78644

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,140 sqft · built 1992
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Jan 2026)
Tax Bill	$4,138 (2026)
Deeds & Mortgages	Mar 2010 Reverse Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0200252-110-100-00`

Property Details

APN / Parcel Number

Primary APN	`0200252-110-100-00`
Alternative APNs	`R16129` `16129`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Georgian
Exterior Material	Wood
Roof Type	Mansard
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	338 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC

Location & Zoning

Account Number	16129
Street Address	224 SIDES LN
City	LOCKHART
State	TX
Zip	78644-4137
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A252 RANDLE, BARNETT, TRACT PART 1, ACRES 4.5
Legal Subdivision	RANDLE, BARNETT
Legal Tract	PART
Legal Lot Number	1
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	3
Census Block	3034
Census Tract	960102

Owner

Source: Caldwell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 SIDES LN, LOCKHART, TX 78644-4137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2010	Deed of Trust, Mortgage · Reverse Mortgage BANK OF AMERICA NA
Jan 27, 2026	Vendor's Lien, Transfer · Conventional Mortgage UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Deed Document Number	2026608
Record Updated	Sep 20, 2026

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	224 SIDES LN, LOCKHART, TX 78644-4137
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000598/330
Date	Mar 30, 2010
Book Page	598/330
Instrument	101552

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Jan 27, 2026
Property Address	224 SIDES LN, LOCKHART, TX 78644-4137
Document Number	2026000608
Map Reference	VOL 191 PG 384
Instrument Date	Jan 22, 2026
Instrument	2026-000608
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 BLIZZARD DR, LOCKHART, TX 78644-5323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SIDES LN, LOCKHART, TX 78644-4137

Mortgage

Document Number	2026000609
Date	Jan 27, 2026
Instrument	2026-000609

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,138.00 (+46.69%)
2025		$324,129 (+12.88%)	$347,870 (-7.57%) Land $196,710 Building $151,160
2024	$2,821.00 (+12.98%)
2023	$2,497.00 (+19.53%) Homeowner's exemption Senior Citizen's exemption	$287,139 Land $205,340 Building $171,010	$376,350 Land $205,340 Building $171,010
2022	$2,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Spry Air Fiber Fixed Wireless	250 / 50

May also be available: VTX Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Sides Ln

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