Carter County property record for 224 Shady Ln, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,824 sqft · built 1986 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,900 (Jan 2021) |
| Tax Bill | $1,253 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-10-26-011.00 |
| Primary APN | 104-10-26-011.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront - Canal |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 408 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 31554 |
|---|---|
| Street Address | 224 SHADY LN |
| City | GRAYSON |
| State | KY |
| Zip | 41143-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOTS 26-27 SHADY LANE SUBD |
| Legal Subdivision | SHADY LANE SUBD |
| Legal Lot Number | 26-27 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960500 |
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 224 SHADY LN, GRAYSON, KY 41143-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC |
| Jan 17, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on Record |
| Deed Sale | Jan 12, 2021 · Amount on Record |
| Prior Sale | Jan 17, 2019 · Amount on Record |
| Deed Document Number | 2021495686 |
| Deed Book / Page | 446 / 666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jan 12, 2021 |
| Property Address | 224 SHADY LN, GRAYSON, KY 41143-1058 |
| Document Number | 0OR446/666 |
| Book / Page | OR446 / 666 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 495686 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 SHADY LN, GRAYSON, KY 41143-1058 |
| Document Number | 0000495687 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 495687 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jan 17, 2019 |
| Property Address | 224 SHADY LN, GRAYSON, KY 41143-1058 |
| Document Number | 0OR405/146 |
| Book / Page | OR405 / 146 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 387513 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2917 CENTRAL AVE, 2917, ASHLAND, KY 41101-1946 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 224 SHADY LN, GRAYSON, KY 41143-1058 |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Municipality | Grayson City |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,253.00 (-1.1%) | $147,000 (-) | $147,000 (-) |
| 2023 | $1,267.00 | $147,000 | $147,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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