224 SE State Rte V, Polo, MO 64671 Property Records

Caldwell County property record for 224 SE State Rte V, Polo, MO 64671

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,440 sqft · built 1999
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on File
Tax Bill	$3,023 (2024)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-8-34-8.04`

Property Details

APN / Parcel Number

Primary APN	`11-8-34-8.04`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,440 sqft Living Area
Basement Area	1,020 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	912 sqft
Deck Area	896 sqft
Patio Area	1,200 sqft
Utility Building	1,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	224 SE STATE ROUTE V
City	POLO
State	MO
Zip	64671-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-55-28 - A TRACT OF LAND BEG 1370.39' W & 138.86' S OF N QTR COR., TH., S 276.38', SWRLY 180.45', W 117.04, N 439.33', E 20
Jurisdiction	CALDWELL MO
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2227
Census Tract	950201

Owner

224 SE State Rte V is owned and occupied by an individual who acquired it in December 2017.

Source: Caldwell County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	224 SE STATE ROUTE V, POLO, MO 64671-9322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017
Deed Sale	Dec 19, 2017
Deed Document Number	55327
Deed Book / Page	195 / 5264
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Dec 19, 2017
Property Address	224 SE STATE ROUTE V, POLO, MO 64671-9322
Document Number	195/5264
Book / Page	195 / 5264
Instrument Date	Dec 14, 2017
Instrument	55327
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	CAMERON TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SE V HWY, POLO, MO 64671

Mortgage

Document Number	55328
Date	Dec 19, 2017
Instrument	55328

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Grant Township
Unified School District	Polo R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,630 Land $2,390 Building $50,240	$276,990 Land $12,580 Building $264,410
2024	$3,023.00
2023		$48,400 Land $2,390 Building $46,010	$254,730 Land $12,580 Building $242,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 SE State Rte V in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 SE State Rte V is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAY COUNTY PWSD 3 serves 1,970 people · EPA ID MO1024512
Water Source	Purchased groundwater from RAY COUNTY CONS PWSD 2
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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