224 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 224 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,770 sqft · built 1920
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2020)
Tax Bill	$3,220 (2025)
Deeds & Mortgages	May 2023 Construction Loan Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024867-1`

Property Details

APN / Parcel Number

Primary APN	`024867-1`
Alternative APN	`K48-25-00-03-19-023-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,770 sqft Living Area
1st Floor Area	1,573 sqft
Upper Floors Area	480 sqft
Attic	Attic
Attic Area	77 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	160 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024867-1
Street Address	224 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ ORIGINAL PLATMID PT LOT 159NEW SURVEY FILED 4/20/12
Legal Subdivision	ORIGINAL PLAT OF URBANA
Legal Lot Number	159
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2021
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

224 Scioto St is owned and occupied by an individual who bought it in October 2020.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	224 SCIOTO ST, URBANA, OH 43078-2128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Construction Mortgage THE PEOPLES SAVINGS BANK
Oct 8, 2020	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 8, 2019	Warranty Deed, Transfer OHIO REAL ESTATE TITLE, OHIO REAL ESTATE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	20204619
Deed Book / Page	573 / 4788
Transfer Doc	502/2470
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	224 SCIOTO ST, URBANA, OH 43078-2128
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SCIOTO ST, URBANA, OH 43078-2128

Mortgage

Document Number	00590/4129
Date	May 31, 2023
Book Page	590/4129
Instrument	202300001950

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2051

October 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 8, 2020
Property Address	224 SCIOTO ST, URBANA, OH 43078-2128
Document Number	00573/4788
Book / Page	573 / 4788
Map Reference	SL 1 CAB 1
Instrument Date	Aug 27, 2020
Instrument	202000004619
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	224 SCIOTO ST, URBANA, OH 43078-2128

Mortgage

Document Number	202000004620
Date	Oct 8, 2020
Instrument	202000004620

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Aug 8, 2019
Property Address	224 SCIOTO ST, URBANA, OH 43078-2128
Document Number	567/0373
Book / Page	567 / 0373
Map Reference	CAB 1 SL 1
Instrument Date	Aug 2, 2019
Instrument	201900003064
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	OHIO REAL ESTATE TITLE, OHIO REAL ESTATE TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SCIOTO ST, URBANA, OH 43078-2128

Tax Assessment & Valuation

The 2025 property tax bill for 224 Scioto St was $3,220, down 0.8% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,220.00 (-0.83%)	$85,570 (+24.54%) Land $7,900 Building $77,670	$244,470 Land $22,570 Building $221,900
2024	$3,247.00 (+1.34%)	$68,710 (-) Land $4,830 Building $63,880
2023	$3,204.00 (-0.47%)	$68,710 (-) Land $4,830 Building $63,880	$196,300 (-) Land $13,790 Building $182,510
2022	$3,219.00	$68,710 Land $4,830 Building $63,880	$196,300 Land $13,790 Building $182,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 224 Scioto St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 224 Scioto St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: CT Communications Network, Verizon.

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