224 Saddlebrook Ct, North Sioux City, SD 57049 Property Records

Union County property record for 224 Saddlebrook Ct, North Sioux City, SD 57049

Property Summary

Property Type	Single Family Home
Details	6 bd · 2,591 sqft · built 2015
Lot Size	0.493 acres (21,475 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Jun 2023)
Tax Bill	$10,156 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`23.GC.27.1024`

Property Details

APN / Parcel Number

Primary APN	`23.GC.27.1024`

Interior

Bedrooms	6 Beds
Stories	1 Story
Building Area	2,591 sqft Living Area
Basement Area	4,255 sqft
Finished Basement	4,255 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	21,475 sqft (0.493 acres)
Garage Type	Attached
Garage Area	1,417 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	224 SADDLEBROOK CT
City	NORTH SIOUX CITY
State	SD
Zip	57049-5444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 DAK DUNES GOLF COURSE 27TH ADD (.493A)
Legal Subdivision	DAK DUNES GOLF COURSE 27TH ADD
Legal Lot Number	24
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2017
Census Tract	20301

Owner

224 Saddlebrook Ct is owned and occupied by two individuals who bought it in June 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 SADDLEBROOK CT, NORTH SIOUX CITY, SD 57049-5444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage WAHOO STATE BANK
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	May 18, 2015 · Amount on File
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jul 14, 2023
Property Address	224 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5444
Document Number	000113/407
Book / Page	113 / 407
Instrument Date	Jun 22, 2023
Instrument	231611
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5444

Mortgage

Document Number	0000182373
Date	Jul 14, 2023
Instrument	182/373

Lender

Name	WAHOO STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	224 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	176/861
Date	Aug 10, 2020
Book Page	176/861
Instrument	203680

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 224 Saddlebrook Ct was $10,156, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,156.00 (+0.01%)	$643,981 (-) Land $62,500 Building $581,481
2025	$10,155.00 (+1.16%)	$643,981 Land $62,500 Building $581,481
2024	$10,039.00 (-0.63%)
2023	$10,103.00 (-1.22%)	$643,981 (+6.66%) Land $62,500 Building $581,481
2022	$10,228.00 (+0.1%)	$603,791 Land $50,000 Building $553,791
2021	$10,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 224 Saddlebrook Ct in Zone X, an area of moderate flood risk, though there have been 33 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Saddlebrook Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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