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224 S Main St, O Fallon, MO 63366 Property Records

St. Charles County property record for 224 S Main St, O Fallon, MO 63366

Property Summary

Property TypeCommercial
Details18,072 sqft · built 1985
Lot Size1.62 acres (70,567 sqft)
OwnerCompany Name on Record
Last Sale$1,359,400 (Mar 2020)
Tax Bill$20,357 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199170A000

Property Details

APN / Parcel Number

Primary APN199170A000
Alternative APN
  • 2-056B-S028-00-0045.0000000

Interior

Stories1 Story
Building Area18,072 sqft Gross Area
1st Floor Area18,072 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area70,567 sqft (1.62 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number199170A000
Street Address224 S MAIN ST
CityO FALLON
StateMO
Zip63366-2805
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAB2
Legal DescriptionPT NW 1/4
Legal Range3
Legal Township47
Legal Section02
Legal SubdivisionNORTHWOOD ESTATE 02
Legal Lot Number45
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group1
Census Block1021
Census Tract311602

Owner

Source: St. Charles County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3 FOREST OAK CT, O FALLON, MO 63366-1919
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Prior SaleMar 27, 2020 · Amount on Record
Deed Document Number2020192420
Deed Book / Page7258 / 22
Record UpdatedJun 8, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateMar 27, 2020
Property Address224 S MAIN ST, O FALLON, MO 63366-2805
Document Number0072580022
Book / Page007258 / 000022
Instrument DateMar 26, 2020
Instrument192420
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 FOREST OAK CT O FALLON MO 633661919, O FALLON, MO 63366-1919
InvestorPossibly a Property Investor

Mortgage

Document Number72580026
DateMar 27, 2020
Book Page007258/000026
Instrument192430
Lender
NameRIPPELMEYER SERVICES INC
Address17 HILL TRAIL CT, WENTZVILLE, MO 63385-3029
Agreement
AmountAmount Recorded
Term60 Months
DueMar 26, 2025
Interest
Rate2%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,357.00 (-2.64%)$295,579 (-)$923,685 (-) Land $158,776 Building $764,909
2024$20,910.00
2023$295,579
2022$923,685 Land $158,776 Building $764,909

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: Brightspeed, Wisper ISP.

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