224 S Lagoon Rd, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 224 S Lagoon Rd, Lavallette, NJ 08735

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,140 sqft · built 1955
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 1995)
Tax Bill	$17,987 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`08-01087-0000-00090`

Property Details

APN / Parcel Number

Primary APN	`08-01087-0000-00090`
Alternative APN	`080108700090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	57 ft deep x 50 ft wide
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	224 S LAGOON RD
City	LAVALLETTE
State	NJ
Zip	08735-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40A
Legal Description	.07AC
Legal Block	1087
Legal Lot Number	90
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	2
Census Block	2018
Census Tract	722500

Owner

Source: Ocean County and Toms River Township records · APN 08-01087-0000-00090

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	113 RECORD ST, FREDERICK, MD 21701-5417
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 1995 · Amount on Record
Deed Sale	Dec 21, 1995 · Amount on Record
Deed Book / Page	5329 / 270
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	224 S LAGOON RD, LAVALLETTE, NJ 08735-3103
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 RECORD ST, FREDERICK, MD 21701-5417

Mortgage

Document Number	0192890001
Date	Jan 31, 2023
Book Page	19289/1
Instrument	2023007728

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Jan 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ocean County and Toms River Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,500 (-) Land $405,000 Building $515,500	$920,500 (-) Land $405,000 Building $515,500
2025	$17,987.00 (+7.31%)	$920,500 (-) Land $405,000 Building $515,500	$920,500 (-) Land $405,000 Building $515,500
2024	$16,762.00 (+9.11%)
2023		$920,500 Land $405,000 Building $515,500	$920,500 Land $405,000 Building $515,500
2022	$15,363.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 520 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	540 units insured incl. 20 condo units
Nearby Flood Claims	666 (1978–2022)
Claims Outside the SFHA	88 of 666
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 551 claims Hurricane Irene, Aug 2011 · 29 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 48 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 635 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.