224 S Cole St, Lima, OH 45805 Property Records

Allen County property record for 224 S Cole St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,975 sqft · built 1920
Lot Size	0.287 acres (12,502 sqft)
Owner	Company Name on File
Last Sale	$381,700 (Jan 2018)
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3508-11-018.000`

Property Details

APN / Parcel Number

Primary APN	`36-3508-11-018.000`
Alternative APN	`M3836350811018000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,975 sqft Living Area
Gross Area	3,262 sqft
1st Floor Area	1,287 sqft
Upper Floors Area	688 sqft
Basement Area	1,287 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	195 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	264 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	224 S COLE ST
City	LIMA
State	OH
Zip	45805-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEINSHEIMERS ADDITION OF CLIFTON LOT 39 & 8.25 FT VAC ALLEY & 5 FT VAC ALLEY REAR FF 55.42
Legal Subdivision	SEINSHEIMERS ADDITION
Legal Lot Number	39
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1016
Census Tract	13200

Owner

224 S Cole St is owned by a company that bought it in January 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	224 S COLE ST, LIMA, OH 45805-3256
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jan 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FISHER INVESTMENT PROPERTY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Prior Sale	Jan 19, 2006 · Amount on File
Deed Document Number	2018625
Deed Book / Page	2018 / 625
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	224 S COLE ST, LIMA, OH 45805-3256
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11240012067
Date	Nov 24, 2025
Book Page	2025/12067
Instrument	202511240012067

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	930 W MARKET ST, LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	252 Months
Due	Nov 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	224 S COLE ST, LIMA, OH 45805-3256
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1170000441
Date	Jan 17, 2024
Book Page	2024/441
Instrument	202401170000441

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	930 W MARKET ST, LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 19, 2018
Property Address	224 S COLE ST, LIMA, OH 45805-3256
Document Number	0000000625
Instrument Date	Jan 18, 2018
Instrument	625
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,145.10
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 N MAIN ST #2ND LIMA OH 458014458, 2ND, LIMA, OH 45801-4458

Mortgage

Document Number	628
Date	Jan 19, 2018
Instrument	628

Lender

Name	FISHER INVESTMENT PROPERTY INC
Address	1572 ALLENTOWN RD, LIMA, OH 45805-2285

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 224 S Cole St was $1,477, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,477.00 (+0.07%)	$40,040 (-) Land $4,060 Building $35,980	$114,400 (-) Land $11,600 Building $102,800
2024	$1,476.00 (+8.37%)	$40,040 (+25.01%) Land $4,060 Building $35,980	$114,400 Land $11,600 Building $102,800
2023	$1,362.00 (-0.51%)	$32,030 (-) Land $3,260 Building $28,770
2022	$1,369.00	$32,030 Land $3,260 Building $28,770
2021			$91,500 Land $9,300 Building $82,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 224 S Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 224 S Cole St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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