224 Ruff Rd, Rockmart, GA 30153 Property Records

Polk County property record for 224 Ruff Rd, Rockmart, GA 30153

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,894 sqft · built 2001
Lot Size	12.6 acres (549,727 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (May 2019)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-093C`

Property Details

APN / Parcel Number

Primary APN	`057-093C`
Alternative APN	`21324`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,894 sqft Heated Area
1st Floor Area	1,642 sqft
2nd Floor Area	972 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	549,727 sqft (12.6 acres)
Garage Type	Mixed
Garage Area	1,140 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	218 sqft
Deck Area	224 sqft
Patio Area	132 sqft
Storage Building	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21324
Street Address	224 RUFF RD
City	ROCKMART
State	GA
Zip	30153-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1 LLS 332 333
Legal Subdivision	LAKEVIEW AREA
Legal Tract	1
Jurisdiction	POLK GA
Township / Civil Division	ROCKMART
Census Block Group	1
Census Block	1038
Census Tract	10700

Owner

Source: Polk County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 RUFF RD, ROCKMART, GA 30153-4802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Aug 23, 2013 · Amount on Record
Deed Document Number	2019721
Deed Book / Page	1710 / 31
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	May 10, 2019
Property Address	224 RUFF RD, ROCKMART, GA 30153-4802
Document Number	0017100031
Book / Page	001710 / 000031
Instrument Date	May 7, 2019
Instrument	1862
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 RUFF RD ROCKMART GA 301534802, ROCKMART, GA 30153-4802

Mortgage

Document Number	17100033
Date	May 10, 2019
Book Page	001710/000033
Instrument	1863

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,618.00 (+39.37%) Homeowner's exemption	$224,539 (+66.23%) Land $42,601 Building $181,938	$561,347 (+66.23%) Land $106,503 Building $454,844
2023	$2,596.00 (-3.64%)	$135,075 (+20.52%) Land $31,951 Building $103,124	$337,686 (+20.52%) Land $79,877 Building $257,809
2022	$2,694.00	$112,073 Land $21,301 Building $90,772	$280,181 Land $53,252 Building $226,929

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: HCI.

Cell Coverage

5G (outdoors only) and 4G LTE

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