224 Riverside Dr, Havelock, NC 28532 Property Records

Craven County property record for 224 Riverside Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 999 sqft · built 1972
Lot Size	1.98 acres (86,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Jul 2018)
Tax Bill	$1,340 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Mar 2019 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`6-046-010`

Property Details

APN / Parcel Number

Primary APN	`6-046-010`
Alternative APN	`121578`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	999 sqft Living Area
1st Floor Area	999 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	86,423 sqft (1.98 acres)
Garage Type	Attached
Pool Area	800 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	121578
Street Address	224 RIVERSIDE DR
City	HAVELOCK
State	NC
Zip	28532-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3&PT4 SEC10 KETNER
Legal Subdivision	KETNER HEIGHTS
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1016
Census Tract	961102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 RIVERSIDE DR, HAVELOCK, NC 28532-9573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MTG CORP
Mar 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION
Jul 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	201810025069
Deed Book / Page	3542 / 97
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	224 RIVERSIDE DR, HAVELOCK, NC 28532-9573
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003542/0000000100
Date	Jul 17, 2018
Book Page	0000003542/0000000100
Instrument	000010025070

Lender

Name	WINTRUST MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	224 RIVERSIDE DR, HAVELOCK, NC 28532-9573
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03564/1810
Date	Mar 22, 2019
Book Page	3564/1810
Instrument	10035316

Lender

Name	US SMALL BUSINESS ADMINISTRATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 17, 2018
Property Address	224 RIVERSIDE DR, HAVELOCK, NC 28532-9573
Document Number	0003542/97
Book / Page	3542 / 97
Instrument Date	Jul 5, 2018
Instrument	000010025069
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVERSIDE DR, HAVELOCK, NC 28532-9573

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,340.00	$262,700 (-) Land $75,340 Building $187,360	$262,700 (-) Land $75,340 Building $187,360
2025	$1,340.00 (+0.9%)	$262,700 (-) Land $75,340 Building $187,360	$262,700 (-) Land $75,340 Building $187,360
2023	$1,328.00 (+0.68%)	$262,700 (+26.19%) Land $75,340 Building $187,360	$262,700 (+26.19%) Land $75,340 Building $187,360
2022	$1,319.00	$208,170 Land $75,340 Building $132,830
2018			$208,170 Land $75,340 Building $132,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	10 (2011–2019)
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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