224 Riverbank Dr, Laredo, TX 78045 Property Records

Webb County property record for 224 Riverbank Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,149 sqft · built 1991
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on Record
Last Sale	$134,300 (Sep 2019)
Tax Bill	$869 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`968-00018-336`

Property Details

APN / Parcel Number

Primary APN	`968-00018-336`
Alternative APN	`233547`

Interior

Stories	1 Story
Building Area	1,149 sqft Living Area
Gross Area	1,437 sqft
1st Floor Area	1,149 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	110 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	70 sqft

Location & Zoning

Street Address	224 RIVERBANK DR
City	LAREDO
State	TX
Zip	78045-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 336 BLK 18 LOWRY FARM UNIT 4
Legal Subdivision	LOWRY FARM (RIVER OAKS)
Legal Block	18
Legal Lot Number	336
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	4
Census Block	4012
Census Tract	1716

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 RIVERBANK DR, LAREDO, TX 78045-8521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Apr 5, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 22, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 12, 2019	Vendor's Lien, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	20191371722
Deed Book / Page	4663 / 76
Prior Transfer Date	Sep 10, 2019
Prior Transfer Doc	004663/076
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Aug 24, 2026
Property Address	224 RIVERBANK DR, LAREDO, TX 78045-8521
Document Number	0001596255
Book / Page	6096 / 244
Instrument Date	Aug 7, 2026
Instrument	20261596255
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVERBANK DR, LAREDO, TX 78045-8521

Mortgage

Document Number	0001596255,
Date	Aug 24, 2026
Book Page	6096/244
Instrument	20261596255

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	224 RIVERBANK DR, LAREDO, TX 78045-8521
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVERBANK DR, LAREDO, TX 78045-8521

Mortgage

Document Number	0005630/41
Date	Apr 5, 2024
Book Page	5630/41
Instrument	1526268

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Oct 1, 2049

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	224 RIVERBANK DR, LAREDO, TX 78045-8521
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVERBANK DR, LAREDO, TX 78045-8521

Mortgage

Document Number	0005379/51
Date	Nov 22, 2022
Book Page	5379/51
Instrument	1485322

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Oct 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	224 RIVERBANK DR, LAREDO, TX 78045-8521
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVERBANK DR, LAREDO, TX 78045-8521

Mortgage

Document Number	005020/352
Date	May 11, 2021
Book Page	5020/352
Instrument	1428436

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 1, 2049

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 12, 2019
Property Address	224 RIVERBANK DR, LAREDO, TX 78045-8521
Document Number	004663/076
Book / Page	4663 / 076
Map Reference	VOL 7 PG 8
Instrument Date	Sep 10, 2019
Instrument	1371722
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 RIVERBANK DR, LAREDO, TX 78045-8521

Mortgage

Document Number	0001371723
Date	Sep 12, 2019
Instrument	1371723

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,966 (-0.52%) Land $59,280 Building $111,686	$170,966 (-0.52%) Land $59,280 Building $111,686
2025	$869.00 (-15.88%)	$171,860 (+8.64%) Land $59,280 Building $112,580	$171,860 (+8.64%) Land $59,280 Building $112,580
2024	$1,033.00 (+8.85%)
2023		$158,188 Land $47,800 Building $110,388	$158,188 Land $47,800 Building $110,388
2022	$949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Smartcom Telephone.

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