224 Regal Rd, State Road, NC 28676 Property Records

Surry County property record for 224 Regal Rd, State Road, NC 28676

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,203 sqft · built 2025
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Apr 2024)
Tax Bill	$2,466 (2026)
Deeds & Mortgages	May 2018 Mortgage Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4964-00-15-2800`

Property Details

APN / Parcel Number

Primary APN	`4964-00-15-2800`
Alternative APNs	`100110995` `100129245`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	2,203 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	81,893 sqft (1.88 acres)
Lot Width	234 ft Width
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	32 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100129245
Street Address	224 REGAL RD
City	STATE ROAD
State	NC
Zip	28676-8971
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	REGAL ROAD RIDGE III PB 25 PG 71
Legal Subdivision	POPLAR SPRINGS
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1000
Census Tract	930902

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 REGAL RD, STATE ROAD, NC 28676-8971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2018	Deed of Trust, Mortgage · ARM FIRST COMMUNITY BANK
Feb 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	2024714890
Deed Book / Page	1890 / 1032
Prior Transfer Date	Apr 2, 2009
Prior Transfer Doc	01284/0342
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	224 REGAL RD, STATE ROAD, NC 28676-8971
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001632/0000000950
Date	May 21, 2018
Book Page	0000001632/0000000950
Instrument	000000654419

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	May 1, 2028
Index	1-Year CMT

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	224 REGAL RD, STATE ROAD, NC 28676-8971
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001746/736
Date	Feb 4, 2021
Book Page	1746/736
Instrument	680665

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	May 21, 2018
Property Address	224 REGAL RD, STATE ROAD, NC 28676-8971
Document Number	001632/945
Book / Page	1632 / 945
Instrument Date	May 21, 2018
Instrument	000000654418
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 MOUNT OSO AVE, TRACY, CA 95376-4629

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,466.00 (+82.53%)	$148,530 (+725.17%) Land $18,000 Building $130,530	$148,530 (+725.17%) Land $18,000 Building $130,530
2025	$1,351.00 (+1,264.65%)	$18,000 (-85.62%) Land $18,000	$18,000 (-85.62%) Land $18,000
2023	$99.00	$125,150 Land $16,800 Building $108,350	$125,150 Land $16,800 Building $108,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regal Rd

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