224 Pralle Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 224 Pralle Ln, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,494 sqft · built 1957
Lot Size0.215 acres (9,375 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Dec 2016)
Tax Bill$3,073 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN438690A000

Property Details

APN / Parcel Number

Primary APN438690A000
Alternative APN
  • 3-0116-4092-00-0122.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,494 sqft Living Area
Gross Area3,307 sqft
1st Floor Area1,494 sqft
Basement Area1,372 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,375 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area160 sqft
Patio Area522 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number438690A000
Street Address224 PRALLE LN
CitySAINT CHARLES
StateMO
Zip63303-5706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionHEATHERBROOK #3 LOT 122
Legal SubdivisionHEATHERBROOK #3
Legal Lot Number122
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1018
Census Tract311001

Owner

224 Pralle Ln is owned and occupied by two individuals who bought it in December 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address224 PRALLE LN, SAINT CHARLES, MO 63303-5706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2016 · Amount on File
Deed SaleDec 27, 2016 · Amount on File
Prior SaleMay 28, 2015
Deed Document Number2016872080
Deed Book / Page6675 / 221
Prior Transfer DateDec 6, 2016
Prior Transfer Doc0066750221
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address224 PRALLE LN, SAINT CHARLES, MO 63303-5706
Document Number0000094718
Instrument DateNov 25, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address224 PRALLE LN ST CHARLES MO 633035706, ST CHARLES, MO 63303-5706

Mortgage

Document Number0000094718
DateDec 4, 2020
Instrument94718
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
AmountAmount on Record
Term240 Months
DueDec 3, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 224 Pralle Ln was $3,073, up 6.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,226 (-)$269,613 (-) Land $55,000 Building $214,613
2025$3,073.00 (+6.48%)$51,226$269,613 Land $55,000 Building $214,613
2024$2,886.00
2023$46,659
2022$245,571 Land $55,000 Building $190,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 224 Pralle Ln in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims36 (1978–2019)
Claims Outside the SFHA6 of 36
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Pralle Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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