224 Pine Lake Dr, Monroe, NC 28110 Property Records

Union County property record for 224 Pine Lake Dr, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,769 sqft · built 2006
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2023)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-397-147`

Property Details

APN / Parcel Number

Primary APN	`09-397-147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,769 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	224 PINE LAKE DR
City	MONROE
State	NC
Zip	28110-8150
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#25 PONDSIDE PH1 MP4 OPCJ212
Legal Subdivision	PONDSIDE AKA VILLAS SUN VALLEY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20307

Owner

Source: Union County records · APN 09-397-147

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	224 PINE LAKE DR, MONROE, NC 28110-8150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2023 · Amount on Record
Deed Sale	Sep 08, 2023 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	202321916
Deed Book / Page	8777 / 710
Prior Transfer Date	Sep 06, 2023
Prior Transfer Doc	0008777710
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 08, 2023
Property Address	224 PINE LAKE DR, MONROE, NC 28110-8150
Document Number	0008777710
Book / Page	8777 / 710
Map Reference	CAB J FILE 212
Instrument Date	Sep 06, 2023
Instrument	21916
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 PINE LAKE DRIVE, MONROE, NC 28110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 PINE LAKE DR, MONROE, NC 28110-8150

Mortgage

Document Number	0008777715
Date	Sep 08, 2023
Book Page	8777/715
Instrument	21917

Lender

Name	USAA FSB
Type	Bank
Address	75288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00 (+19.63%)	$395,000 (+51.75%) Land $84,100 Building $310,900	$395,000 (+51.75%) Land $84,100 Building $310,900
2023	$2,201.00 (+35.95%)	$260,300 (-) Land $53,000 Building $207,300	$260,300 (-) Land $53,000 Building $207,300
2022	$1,619.00	$260,300 Land $53,000 Building $207,300	$260,300 Land $53,000 Building $207,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2017

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.