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224 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 224 Oregon Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Square Footage2,313 sqft Living Area
Lot Size14,984 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$405,000 (2021)
Tax Bill$5,779.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0423-0060
Alternative APNs
  • 263001000104230060
  • 80196

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,313 sqft Living Area
1st Floor1,725 sqft 1st Floor
Upper Floors588 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1999
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionFlat Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area14,984 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Garage TypeDetached Garage
Garage Area216 sqft Garage
Shed1 Shed
Shed Area96 sqft Shed
Patio Area468 sqft Patio

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address224 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-2458
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGALION GARDENS PB 1 PG 140 BLK 423 LOTS 6 & 7
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block423
Legal Lot Number6
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5010
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0423-0060

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address224 OREGON AVE, SAINT CLOUD, FL 34769-2458
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Quit Claim Deed, Transfer
TOWNSGATE CLOSING SERVICES
Jul 30, 2021Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleOct 15, 2004 · Amount on Record
Deed Doc Number2021118725
Deed Book / Page6013 / 1482
Prior Transfer DateJun 06, 2020
Prior Transfer Doc0057350929
Record RefreshedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 24, 2026
Property Address224 OREGON AVE, SAINT CLOUD, FL 34769-2458
Document Number0000097116
Book / Page7009 / 991
Instrument DateJul 13, 2026
Instrument202697116
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyTOWNSGATE CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$31,815.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 OREGON AVE, SAINT CLOUD, FL 34769-2458

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 30, 2021
Property Address224 OREGON AVE, SAINT CLOUD, FL 34769-2458
Document Number0060131482
Book / Page6013 / 1482
Map ReferenceMB 1 PG 140
Instrument DateJul 29, 2021
Instrument2021118725
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address231 TENNESSEE AVE, 231, SAINT CLOUD, FL 34769-2173

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address224 OREGON AVE, SAINT CLOUD, FL 34769-2458

Mortgage

Document Number60131483
DateJul 30, 2021
Instrument6013/1483
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 10, 2020
Property Address224 OREGON AVE, SAINT CLOUD, FL 34769-2458
Document Number0057350929
Book / Page005735 / 000929
Instrument DateJun 06, 2020
Instrument74357
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 OREGON AVE ST CLOUD FL 347692458, ST CLOUD, FL 34769-2458

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,779.00 (+3.4%) Homeowner's exemption$365,762 (+5.99%)$431,700 (+11.96%) Land $66,000 Building $365,700
2024$5,589.00 (+2.44%)
2023$5,456.00 (+3.37%) Homeowner's exemption$345,101 (+3%)$385,600 (+12.72%) Land $60,500 Building $325,100
2022$5,278.00 Homeowner's exemption$335,050$342,100 Land $55,000 Building $287,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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