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224 N Locust St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 224 N Locust St, Oak Harbor, OH 43449

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,940 sqft · built 1923
Lot Size0.269 acres (11,700 sqft)
Owner2 Individual Names on File
Last Sale$210,500 (Aug 2024)
Tax Bill$2,822 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN043106-2

Property Details

APN / Parcel Number

Primary APN043106-2
Alternative APN
  • 027-10278-13766-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,940 sqft Living Area
Gross Area3,620 sqft
1st Floor Area1,040 sqft
Upper Floors Area900 sqft
AtticAttic
Attic Area840 sqft
Basement Area840 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeBrick
Lot Area11,700 sqft (0.269 acres)
Lot Dimensions234 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area140 sqft
Patio Area48 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number043106-2
Street Address224 N LOCUST ST
CityOAK HARBOR
StateOH
Zip43449-1260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS04 T06 R15 NW PT SW 1/4 NW 1/4 (50 X 234)
Legal Range15E
Legal Township06N
Legal Section04
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group2
Census Block2038
Census Tract50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address224 N LOCUST ST, OAK HARBOR, OH 43449-1260
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Deed of Trust, Mortgage · Line of Credit
COMMODORE PERRY FCU
Jun 14, 2018Warranty Deed, Transfer
HARTUNG TITLE ORDER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2024 · Amount on File
Deed SaleAug 6, 2024 · Amount on File
Prior SaleJun 14, 2018 · Amount on File
Deed Document Number20244720
Deed Book / Page1999 / 657
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Property Address224 N LOCUST ST, OAK HARBOR, OH 43449-1260
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000322885
DateDec 8, 2022
Book Page1926/456
Instrument2022-322885
Lender
NameCOMMODORE PERRY FCU
TypeCredit Union
AddressOAK HARBOR, OH 43449
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueDec 1, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateJun 14, 2018
Property Address224 N LOCUST ST, OAK HARBOR, OH 43449-1260
Document Number0000277005
Book / Page001680 / 000771
Instrument DateJun 13, 2018
Instrument277005
Transaction TypeTransfer
Record UpdatedJul 27, 2018
Title CompanyHARTUNG TITLE ORDER

Transaction

AmountAmount on Record
Tax$277.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address224 N LOCUST ST OAK HARBOR OH 434491260, OAK HARBOR, OH 43449-1260

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,822.00 (-20.37%)$63,203 (-) Land $7,819 Building $55,384
2024$3,544.00 (+61.53%)$63,203 (+47.75%) Land $7,819 Building $55,384$180,580 (+47.75%) Land $22,340 Building $158,240
2023$2,194.00 (+3.1%)$42,777 (-) Land $6,517 Building $36,260
2022$2,128.00$42,777 Land $6,517 Building $36,260
2021$122,220 Land $18,620 Building $103,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1980–1998)
Claims Outside the SFHA1 of 6
Most Recent ClaimApr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber		10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Amplex Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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