224 N Elden St, Flagstaff, AZ 86001 Property Records

Coconino County property record for 224 N Elden St, Flagstaff, AZ 86001

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,452 sqft · built 1966
Lot Size	0.15 acres (6,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$829,900 (Jul 2020)
Tax Bill	$4,524 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-16-007`

Property Details

APN / Parcel Number

Primary APN	`101-16-007`
Alternative APN	`R0012564`

Interior

Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
Gross Area	4,090 sqft
1st Floor Area	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Exterior Material	Wood
Construction Type	Steel Frame
Lot Area	6,538 sqft (0.15 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	525 sqft
Porch	Porch
Porch Area	350 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0012564
Street Address	224 N ELDEN ST
City	FLAGSTAFF
State	AZ
Zip	86001-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EAST SLOPE BLOCK: 29 LOT: 25 AND:- LOT: 26 , SIXTEENTH: SE QUARTER: SW SECTION: 15 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	15
Legal Subdivision	EAST SLOPE
Legal Block	29
Legal Lot Number	25&26 26
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	1201

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 N ELDEN ST, FLAGSTAFF, AZ 86001-4624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit WESTERN ALLIANCE BANK
Aug 3, 2021	Deed of Trust, Mortgage · ARM RAYMOND JAMES BANK NA
Jul 1, 2020	Warranty Deed, Transfer GORDON M L & S D F/TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Dec 28, 2007
Deed Document Number	3877784
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	224 N ELDEN ST, FLAGSTAFF, AZ 86001-4624
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N ELDEN ST, FLAGSTAFF, AZ 86001-4624

Mortgage

Document Number	0003951557
Date	May 27, 2022
Instrument	3951557

Lender

Name	WESTERN ALLIANCE BANK
Type	Bank
Address	FLAGSTAFF, AZ 86001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	224 N ELDEN ST, FLAGSTAFF, AZ 86001-4624
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N ELDEN ST, FLAGSTAFF, AZ 86001-4624

Mortgage

Document Number	0003923964
Date	Aug 3, 2021
Instrument	3923964

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 1, 2020
Property Address	224 N ELDEN ST, FLAGSTAFF, AZ 86001-4624
Document Number	0003877784
Instrument Date	Jun 22, 2020
Instrument	3877784
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11371 N ONIKA LN FLAGSTAFF AZ 860045530, FLAGSTAFF, AZ 86004-5530

Mortgage

Document Number	3877785
Date	Jul 1, 2020
Instrument	3877785

Lender

Name	GORDON M L & S D F/TR (PT)
Address	201 E ELM AVE, FLAGSTAFF, AZ 86001-3214

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,029 (+2.44%) Land $15,142 Building $102,887
2025	$4,524.00 (+8.15%) Homeowner's exemption		$1,180,292 (+2.44%) Land $151,421 Building $1,028,871
2024		$115,219 Land $15,939 Building $99,280
2023	$4,183.00 Homeowner's exemption		$1,152,187 Land $159,390 Building $992,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Bluespan Wireless, T-Mobile.

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