224 N 4th St, Aurora, IL 60505 Property Records

Kane County property record for 224 N 4th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,560 sqft · built 1900
Lot Size	0.135 acres (5,895 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (May 2019)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-251-023`

Property Details

APN / Parcel Number

Primary APN	`15-22-251-023`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,958 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	5,895 sqft (0.135 acres)
Lot Dimensions	132 ft deep x 44.7 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	224 N 4TH ST
City	AURORA
State	IL
Zip	60505-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANNS ADDN : W 44.66 FT LOT 12 BLK 13 LOT DIMENSIONS: 44.66 X 132 APPROX LOT SQ FT 5895 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 002
Legal Subdivision	MANNS ADDN
Legal Block	13
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2004
Census Tract	853402

Owner

224 N 4th St is owned and occupied by two individuals who bought it in May 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	349 PEARSON CIR, NAPERVILLE, IL 60563-3051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 17, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Prior Sale	Apr 17, 2000 · Amount on File
Deed Document Number	201918980
Prior Transfer Date	Mar 11, 2019
Prior Transfer Doc	0000014932
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	224 N 4TH ST, AURORA, IL 60505-2615
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092795
Date	Dec 14, 2021
Instrument	2021K092795

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 13, 2019
Property Address	224 N 4TH ST, AURORA, IL 60505-2615
Document Number	0000018980
Instrument Date	Apr 10, 2019
Instrument	2019K018980
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 PEARSON CIR, NAPERVILLE, IL 60563-3051

Mortgage

Document Number	0000018981
Date	May 13, 2019
Instrument	2019K018981

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.5%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 17, 2019
Property Address	224 N 4TH ST, AURORA, IL 60505-2615
Document Number	0000014932
Instrument Date	Mar 11, 2019
Instrument	14932
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	469 S UNION ST AURORA IL 605054840, AURORA, IL 60505-4840

Tax Assessment & Valuation

The 2025 property tax bill for 224 N 4th St was $3,772 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,772.00 Homeowner's exemption	$65,769 (+9.39%) Land $6,924 Building $58,845	$197,386 (+9.39%) Land $20,780 Building $176,606
2024		$60,124 Land $6,330 Building $53,794	$180,444 Land $18,998 Building $161,447
2022	$3,642.00 (+2.02%) Homeowner's exemption	$53,947 (+7.41%) Land $5,161 Building $48,786	$161,841 (+7.41%) Land $15,483 Building $146,358
2021	$3,570.00 Homeowner's exemption	$50,225 Land $4,805 Building $45,420	$150,675 Land $14,415 Building $136,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 224 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 224 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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