224 N 4th Ave, Mc Cool Junction, NE 68401 Property Records

York County property record for 224 N 4th Ave, Mc Cool Junction, NE 68401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,051 sqft · built 1976
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jan 2018)
Tax Bill	$1,312 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`930085914`

Property Details

APN / Parcel Number

Primary APN	`930085914`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	938 sqft
Basement Area	1,051 sqft
Game Room	Game Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	158 ft deep x 150 ft wide
Driveway	Driveway
Porch	Slab
Deck Area	264 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	224 N 4TH AVE
City	MC COOL JUNCTION
State	NE
Zip	68401-8036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LOT 8-9 BLK 2 LINDQUIST ADD VILLAGE OF MCCOOL JUNCTION; MAP NUMBER: 3521-00-0-70020-002-0009
Legal Subdivision	LINDQUIST ADDITION
Legal Block	2
Legal Lot Number	8-9
Jurisdiction	YORK NE
Township / Civil Division	HAYS
Census Block Group	1
Census Block	1256
Census Tract	969900

Owner

224 N 4th Ave is owned and occupied by an individual who bought it in January 2018.

Source: York County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	224 N 4TH AVE, MC COOL JUNCTION, NE 68401-8036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jan 23, 2018	Warranty Deed, Transfer · VA Mortgage MIDWEST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2018 · Amount on File
Deed Sale	Jan 23, 2018 · Amount on File
Prior Sale	Nov 12, 2004 · Amount on File
Deed Document Number	2018177
Deed Book / Page	50 / 721
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Dec 17, 2021
Property Address	224 N 4TH AVE, MC COOL JUNCTION, NE 68401-8036
Document Number	000106/450
Book / Page	106 / 450
Instrument Date	Dec 16, 2021
Instrument	2021-03431
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103432
Date	Dec 17, 2021
Instrument	2021-03432

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK NE
Recording Date	Jan 23, 2018
Property Address	224 N 4TH AVE, MC COOL JUNCTION, NE 68401-8036
Document Number	50/721
Book / Page	50 / 721
Instrument Date	Jan 16, 2018
Instrument	2018-00177
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50/722
Date	Jan 23, 2018
Book Page	50/722
Instrument	2018-00178

Lender

Name	MIDWEST BANK NA
Type	Bank
Address	YORK, NE 68467

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 224 N 4th Ave was $1,312.

Source: York County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	York County
Municipality	McCool Junction Village
Unified School District	McCool Junction Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,312.00	$167,837 Land $19,350 Building $148,487	$167,837 Land $19,350 Building $148,487
2023	$2,178.00	$149,446 Land $15,405 Building $134,041	$149,446 Land $15,405 Building $134,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 N 4th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 N 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MCCOOL JUNCTION serves 487 people · EPA ID NE3120195
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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