224 McClain Dr, West Melbourne (Melbourne), FL 32904 Property Records

Brevard County property record for 224 McClain Dr, West Melbourne, FL 32904

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,007 sqft · built 2001
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$157,700 (May 2003)
Tax Bill$1,927 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-05-52-*-81

Property Details

APN / Parcel Number

Primary APN28-37-05-52-*-81
Alternative APNs
  • 28-37-05-52-00000.0-0081.00
  • 2857688

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,007 sqft Living Area
Gross Area2,801 sqft
1st Floor Area2,007 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Width69 ft Width
View / LotLake Front
Garage TypeAttached
Garage Area424 sqft
PorchScreened/Unfinished Porch
Porch Area370 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2857688
Street Address224 MCCLAIN DR
CityMELBOURNE
StateFL
Zip32904-5103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionTIMBER RIDGE SUBDIVISION LOT 81
Legal Range37E
Legal Township28S
Legal Section05
Legal SubdivisionTIMBER RIDGE SUBDIVISION
Legal Lot Number81
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2028
Census Tract65022

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address224 MCCLAIN DR, MELBOURNE, FL 32904-5103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPACE COAST CU
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2003 · Amount on Record
Deed SaleMay 2, 2003 · Amount on Record
Prior SaleOct 24, 2001 · Amount on Record
Deed Book / Page4899 / 2877
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address224 MCCLAIN DR, WEST MELBOURNE, FL 32904-5103
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 MCCLAIN DR, WEST MELBOURNE, FL 32904-5103

Mortgage

Document Number0104332728
DateSep 18, 2025
Book Page10433/2728
Instrument2025187521
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 25, 2045

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address224 MCCLAIN DR, WEST MELBOURNE, FL 32904-5103
Transaction TypeMortgage
Record UpdatedMay 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 MCCLAIN DR, MELBOURNE, FL 32904-5103

Mortgage

Document Number0091101862
DateMay 5, 2021
Book Page9110/1862
Instrument2021115090
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityWest Melbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,080 (+2.7%)$317,880 (-2.22%)
2025$1,927.00 (+13.15%) Homeowner's exemption$141,270 (+5.98%)$325,090 (-0.47%) Land $88,000 Building $237,090
2023$1,703.00 (+7.72%) Homeowner's exemption$133,300 (+3%)$326,630 (+15.77%) Land $88,000 Building $238,630
2022$1,581.00 Homeowner's exemption$129,420$282,140 Land $77,000 Building $205,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims8 (2004–2017)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST MELBOURNE WTR SYS(CONSEC)
serves 30,443 people · EPA ID FL3051460
Water SourcePurchased surface water from CITY OF MELBOURNE
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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