224 Main St, Wiggins, CO 80654 Property Records

Morgan County property record for 224 Main St, Wiggins, CO 80654

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 1,280 sqft · built 1948
Lot Size	0.162 acres (7,062 sqft)
Owner	Company Name on File
Last Sale	$95,000 (Nov 2019)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Nov 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`1223-142-10-021`

Property Details

APN / Parcel Number

Primary APN	`1223-142-10-021`
Alternative APN	`R020112`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,280 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	7,062 sqft (0.162 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	224 MAIN ST
City	WIGGINS
State	CO
Zip	80654-1368
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SUBD WIGGINS ORIGINAL TOWN WI BLOCK 25 LOT 19 AND- LOT 20
Legal Subdivision	WIGGINS ORIGINAL TOWN
Legal Block	25
Legal Lot Number	20
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	2
Census Block	2029
Census Tract	200

Owner

Source: Morgan County records · APN 1223-142-10-021

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	15245 COUNTY ROAD 14, FORT MORGAN, CO 80701-8205
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2019 · Amount on Record
Deed Sale	Nov 08, 2019 · Amount on Record
Prior Sale	Jun 02, 2009 · Amount on Record
Deed Document Number	2019921741
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Nov 08, 2019
Property Address	224 MAIN ST, WIGGINS, CO 80654-1368
Document Number	0000921741
Instrument Date	Nov 07, 2019
Instrument	921741
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	EQUITY TITLE/COMPANY, EQUITY TITLE/CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15245 COUNTY ROAD 14 FORT MORGAN CO 807018205, FORT MORGAN, CO 80701-8205

Mortgage

Document Number	921742
Date	Nov 08, 2019
Instrument	921742

Lender

Name	BANK OF CO
Type	Bank
Address	BRUSH, CO 80723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 07, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 (+33.44%)	$33,460 (+44.1%) Land $10,400 Building $23,060	$123,920 (+48.87%) Land $38,500 Building $85,420
2024	$2,455.00	$23,220 (-26.5%) Land $10,740 Building $12,480	$83,240 (-26.49%) Land $38,500 Building $44,740
2023	$2,455.00 (-21.52%)	$31,590 (+9.01%) Land $10,740 Building $20,850	$113,240 (+13.34%) Land $38,500 Building $74,740
2022	$3,128.00	$28,980 Land $5,790 Building $23,190	$99,910 Land $19,950 Building $79,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (08087C), updated June 8, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 244 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
NE Colorado Cellular Fixed Wireless	150 / 40

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	TOWN OF WIGGINS serves 1,909 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.