224 Main St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 224 Main St, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,078 sqft · built 1940
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$165,000 (Jun 2021)
Tax Bill$2,506 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-30-19-004.00

Property Details

APN / Parcel Number

Primary APN004-30-19-004.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,078 sqft Finished Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address224 MAIN ST
CityELSMERE
StateKY
Zip41018-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODSIDE LOTS 341 & 342
Legal SubdivisionWOODSIDE ADDN
Legal Lot Number341-342
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1019
Census Tract65700

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address224 MAIN ST, ELSMERE, KY 41018-2023
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2021 · Amount on Record
Deed SaleJun 8, 2021 · Amount on Record
Prior SaleMar 17, 2016 · Amount on Record
Deed Document Number20215900130
Deed Book / Page96 / 353
Prior Transfer DateFeb 10, 2005
Prior Transfer Doc0005900235
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 8, 2021
Property Address224 MAIN ST, ELSMERE, KY 41018-2023
Document Number0005900130
Book / Page96 / 353
Map ReferencePL 346
Instrument DateJun 4, 2021
Instrument21060805900130
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 MAIN ST, 224, ELSMERE, KY 41018-2023

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address224 MAIN ST, ELSMERE, KY 41018-2023

Mortgage

Document Number0005900131
DateJun 8, 2021
Instrument21060805900131
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,506.00 (+1.33%)$165,000 (-) Land $15,000 Building $150,000$165,000 (-) Land $15,000 Building $150,000
2023$2,473.00$165,000 Land $15,000 Building $150,000$165,000 Land $15,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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