224 Lost Oaks Dr, Waco, TX 76705 Property Records

McLennan County property record for 224 Lost Oaks Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,273 sqft · built 1998
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,600 (Mar 2021)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-032400-000899-6`

Property Details

APN / Parcel Number

Primary APN	`20-032400-000899-6`
Alternative APNs	`2003240000089960111` `114374`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
1st Floor Area	2,273 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	136 ft deep x 108 ft wide
Garage Area	458 sqft
Driveway	Concrete Driveway
Driveway Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Patio Area	300 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	224 LOST OAKS DR
City	WACO
State	TX
Zip	76705-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EATON A P ACRES .32
Legal Subdivision	EATON A P
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	2
Census Block	2022
Census Tract	3402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 LOST OAKS DR, WACO, TX 76705-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Document Number	20219636
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	0000009636
Record Updated	Oct 29, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 17, 2021
Property Address	224 LOST OAKS DR, WACO, TX 76705-1744
Document Number	0000009636
Instrument Date	Mar 12, 2021
Instrument	2021009636
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 LOST OAKS DR, 224, WACO, TX 76705-1744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 FADAL AVE, WACO, TX 76708-2417

Mortgage

Document Number	0000009637
Date	Mar 17, 2021
Instrument	2021009637

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,118 (-3.83%) Land $37,915 Building $223,203	$261,118 (-3.83%) Land $37,915 Building $223,203
2025	$2,224.00 (-18.98%) Homeowner's exemption	$271,520 (+2.14%) Land $34,570 Building $236,950	$271,520 (+2.14%) Land $34,570 Building $236,950
2024	$2,745.00 (+5.58%)
2023		$265,840 Land $34,570 Building $231,270	$265,840 Land $34,570 Building $231,270
2022	$2,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHALK BLUFF WSC serves 3,852 people · EPA ID TX1550020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20