224 Laurel Ln, Dekalb, IL 60115 Property Records

DeKalb County property record for 224 Laurel Ln, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.334 acres (14,543 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Mar 2020)
Tax Bill	$7,343 (2021)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-154-002`

Property Details

APN / Parcel Number

Primary APN	`08-14-154-002`

Exterior

Lot Area	14,543 sqft (0.334 acres)

Location & Zoning

Account Number	0814154002
Street Address	224 LAUREL LN
City	DEKALB
State	IL
Zip	60115-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST SUB - 11TH ADDITION - LOT 5 BLOCK 21
Legal Subdivision	HILLCREST SUB - 11TH ADDITION
Legal Block	21
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2028
Census Tract	900

Owner

224 Laurel Ln is owned and occupied by two individuals who acquired it in June 2020.

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 LAUREL LN, DEKALB, IL 60115-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Quit Claim Deed, Transfer CROSSCOUNTRY MTG
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG
Mar 6, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Deed Document Number	20201971
Last Transfer Date	Jun 8, 2020
Transfer Doc	0000006712
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 13, 2020
Property Address	224 LAUREL LN, DEKALB, IL 60115-1712
Document Number	0000006712
Instrument Date	Jun 8, 2020
Instrument	6712
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	224 LAUREL LN DEKALB IL 601151712, DEKALB, IL 60115-1712

Mortgage

Document Number	6713
Date	Jul 13, 2020
Instrument	6713

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	224 LAUREL LN, DEKALB, IL 60115-1712
Document Number	0000006713
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	224 LAUREL LN DEKALB IL 601151712, DEKALB, IL 60115-1712

Mortgage

Document Number	0000006713
Date	Jul 13, 2020
Instrument	6713

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Fixed Rate

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 6, 2020
Property Address	224 LAUREL LN, DEKALB, IL 60115-1712
Document Number	0000001971
Instrument Date	Mar 2, 2020
Instrument	1971
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	224 LAUREL LN DEKALB IL 601151712, DEKALB, IL 60115-1712

Mortgage

Document Number	1972
Date	Mar 6, 2020
Instrument	1972

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,131 Land $16,946 Building $89,185	$318,393 Land $50,838 Building $267,555
2023		$84,501 Land $13,492 Building $71,009	$253,503 Land $40,476 Building $213,027
2021	$7,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1983–2007)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 224 Laurel Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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