224 Lakeview Dr, Toano, VA 23168 Property Records

James City County property record for 224 Lakeview Dr, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,980 sqft · built 2020
Lot Size	9.59 acres (417,740 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2017)
Tax Bill	$6,391 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-1 05-0-0004`

Property Details

APN / Parcel Number

Primary APN	`21-1 05-0-0004`
Alternative APN	`29814`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,980 sqft Living Area
Basement Area	2,044 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2020
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	417,740 sqft (9.59 acres)
Porch	Open Porch
Porch Area	674 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	29814
Street Address	224 LAKEVIEW DR
City	TOANO
State	VA
Zip	23168-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	L-4 P-1 LAKEVIEW ESTATES
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	4
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1036
Census Tract	80306

Owner

Source: James City County assessment roll, APN 21-1 05-0-0004, as of January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 LAKEVIEW DR, TOANO, VA 23168-8703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORPORATION
Aug 07, 2019	Deed of Trust, Mortgage LANGLEY FCU
Jan 12, 2017	Grant Deed, Transfer · Line of Credit CITIZENS & FARMERS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Prior Sale	Feb 03, 2012 · Amount on Record
Deed Document Number	170000412
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	224 LAKEVIEW DR, TOANO, VA 23168-8703
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST TITLE COMPANY, FIRST VA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003489
Date	Feb 23, 2021
Instrument	210003489

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	224 LAKEVIEW DR, TOANO, VA 23168-8703
Document Number	0000011471
Instrument Date	Aug 07, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 LAKEVIEW DR TOANO VA 231688703, TOANO, VA 23168-8703

Mortgage

Document Number	0000011471
Date	Aug 08, 2019
Instrument	11471

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 12, 2017
Property Address	224 LAKEVIEW DR, TOANO, VA 23168-8703
Document Number	0000000412
Instrument Date	Nov 28, 2016
Instrument	412
Transaction Type	Transfer
Record Updated	Feb 01, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	224 LAKEVIEW DR TOANO VA 231688703, TOANO, VA 23168-8703

Mortgage

Document Number	413,
Date	Jan 12, 2017
Instrument	413

Lender

Name	CITIZENS & FARMERS BK
Type	Bank
Address	WEST POINT, VA 23181

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll as of January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,391.00 (+6.25%)	$902,500 (+10.79%) Land $247,800 Building $654,700	$902,500 (+10.79%) Land $247,800 Building $654,700
2024	$6,015.00 (+6.67%)
2023	$5,639.00 (+0.55%)	$814,600 Land $247,800 Building $566,800	$814,600 Land $247,800 Building $566,800
2022	$5,608.00 (+4,819.3%)
2019	$114.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), as of October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950803061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 2 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures