Fairfield County property record for 224 King St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,648 sqft · built 1906 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2026) |
| Tax Bill | $5,483 (2024) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33033-200 |
| Primary APN | 05-33033-200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 180 ft deep x 45 ft wide |
| Terrain | Above Road/Slope |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 224 KING ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-3157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WM COXS ADD LOT 24 |
| Legal Subdivision | WM COXS ADD |
| Legal Lot Number | 24 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 32200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lancaster Historic District listed 1983 · 92 contributing resources · NRIS 83003438 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
224 King St is owned by an individual who bought it in May 2026.
Source: Fairfield County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Mar 23, 2018 | Warranty Deed, Transfer · Conventional with PMI 1ST COMMONWEALTH BK/VA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Prior Sale | Mar 23, 2018 · Amount on File |
| Deed Document Number | 20268003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 224 KING ST, LANCASTER, OH 43130-3157 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 224 KING ST, LANCASTER, OH 43130-3157 |
| Document Number | 0000007662 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 202300007662 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 224 KING ST, LANCASTER, OH 43130-3157 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000022566 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 202100022566 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | May 13, 2026 |
| Property Address | 224 KING ST, LANCASTER, OH 43130-3157 |
| Document Number | 0000008003 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026.8003 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | HOCKINS VALLEY TITLE, HOCKING VALLEY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Document Number | 0000008004, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..8004 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 23, 2018 |
| Property Address | 224 KING ST, LANCASTER, OH 43130-3157 |
| Document Number | 0000004674 |
| Book / Page | 001761 / 001525 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 4674 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2018 |
| Title Company | PALMER LAND TITLE AGENCY BOX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 VILLAGE RUN RD WEXFORD PA 150908664, WEXFORD, PA 15090-8664 |
| Document Number | 4675 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 001761/001528 |
| Instrument | 4675 |
| Name | 1ST COMMONWEALTH BK/VA |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2048 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,600 Land $19,310 Building $52,290 | $204,570 Land $55,170 Building $149,400 | |
| 2024 | $5,483.00 (+147.2%) | ||
| 2023 | $2,218.00 Homeowner's exemption | $61,000 (-) Land $9,850 Building $51,150 | |
| 2022 | Homeowner's exemption | $61,000 Land $9,850 Building $51,150 | $174,280 Land $28,140 Building $146,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 224 King St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 224 King St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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