Botetourt County property record for 224 Jay Ridge Rd, Cloverdale, VA 24077
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,972 sqft · built 1993 |
| Lot Size | 1.73 acres (75,489 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,588 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107J(1)34 |
| Primary APN | 107J(1)34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,972 sqft Finished Area |
| Basement Area | 1,972 sqft |
| Finished Basement | 1,700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 75,489 sqft (1.73 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 372 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 14598 |
|---|---|
| Street Address | 224 JAY RIDGE RD |
| City | CLOVERDALE |
| State | VA |
| Zip | 24077-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | ORCHARD HILL LOT 34 |
| Legal Subdivision | ORCHARD HILL SD |
| Legal Lot Number | 34 |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | VALLEY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 40402 |
224 Jay Ridge Rd is owned and occupied by an individual who acquired it in April 2022.
Source: Botetourt County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 224 JAY RIDGE RD, CLOVERDALE, VA 24077-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST COMPANY |
| Apr 22, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 13, 2022 | Special Warranty Deed, Transfer |
| Oct 16, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2022 |
| Deed Sale | Apr 22, 2022 |
| Prior Sale | Oct 16, 2019 · Amount on File |
| Deed Document Number | 20224048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 224 JAY RIDGE RD, CLOVERDALE, VA 24077-3030 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0180003909 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 180003909 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 224 JAY RIDGE RD, CLOVERDALE, VA 24077-3030 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001550 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 220001550 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Oct 13, 2022 |
| Property Address | 224 JAY RIDGE RD, CLOVERDALE, VA 24077-3030 |
| Document Number | 0220004048 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 220004048 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 JAY RIDGE RD, CLOVERDALE, VA 24077-3030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Recording Date | Oct 16, 2019 |
| Property Address | 224 JAY RIDGE RD, CLOVERDALE, VA 24077-3030 |
| Document Number | 0190003845 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 190003845 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | DO NO USE, COVENANT REAL ESTATE SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 JAY RIDGE RD, CLOVERDALE, VA 24077-3030 |
| Document Number | 0190003846 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 190003846 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 224 Jay Ridge Rd was $3,588.
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,600 (-) Land $40,000 Building $472,600 | $512,600 (-) Land $40,000 Building $472,600 | |
| 2025 | $3,588.00 | $512,600 Land $40,000 Building $472,600 | $512,600 Land $40,000 Building $472,600 |
| 2024 | $3,588.00 | ||
| 2023 | $332,300 (-) Land $40,000 Building $292,300 | $332,300 (-) Land $40,000 Building $292,300 | |
| 2022 | $2,625.00 | $332,300 Land $40,000 Building $292,300 | $332,300 Land $40,000 Building $292,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Jay Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2018–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Jay Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN VIEW private · serves 2,773 people · EPA ID VA2023020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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