224 Hilltop Ave, Gilmer, TX 75645 Property Records

Upshur County property record for 224 Hilltop Ave, Gilmer, TX 75645

Property Summary

Property Type	Single Family Home
Details	1,008 sqft
Lot Size	0.203 acres (8,821 sqft)
Owner	Company Name on Record
Tax Bill	$2,104 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S114-S02-C11-BL01LT17NEC`

Property Details

APN / Parcel Number

Primary APN	`S114-S02-C11-BL01LT17NEC`
Alternative APN	`43893`

Interior

Full Baths	1 Bath
Building Area	1,008 sqft Total Area
1st Floor Area	1,008 sqft

Exterior

Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,821 sqft (0.203 acres)
Lot Dimensions	98 ft deep x 90 ft wide

Location & Zoning

Account Number	S114-S02-C11-BL01LT17NEC
Street Address	224 HILLTOP AVE
City	GILMER
State	TX
Zip	75645-7258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 NEC, BLK 1 BELLVIEW ADDN S114 (A3) .2025 ACRES & HOUSE
Legal Subdivision	BELLVIEW ADDN
Legal Block	1
Legal Lot Number	17
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	4
Census Block	4053
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	105 E REDBUD ST, GILMER, TX 75644-3533
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan TEXAS HERITAGE NATIONAL BANK
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF GILMER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2016
Deed Sale	Nov 9, 2016
Prior Sale	Aug 8, 2016 · Amount on Record
Deed Document Number	20167909
Deed Book / Page	1279 / 250
Prior Transfer Date	Aug 2, 2016
Prior Transfer Doc	0000005505
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	224 HILLTOP AVE, GILMER, TX 75645-7258
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202506035
Date	Sep 24, 2025
Instrument	202506035

Lender

Name	TEXAS HERITAGE NATIONAL BANK
Type	Bank
Address	DAINGERFIELD, TX 75638

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	224 HILLTOP AVE, GILMER, TX 75645-7258
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000811
Date	Feb 6, 2020
Instrument	202000811

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 6, 2023
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	5.75%
Index	Prime Rate
Max Rate	16%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,104.00 (-4.45%)	$108,040 (-4.05%) Land $11,730 Building $96,310	$108,040 (-4.05%) Land $11,730 Building $96,310
2025	$2,202.00 (+32.65%)	$112,600 (+15.33%) Land $14,020 Building $98,580	$112,600 (+15.33%) Land $14,020 Building $98,580
2023		$97,630 Land $5,560 Building $92,070	$97,630 Land $5,560 Building $92,070
2022	$1,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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