224 Hayes Ave, Elyria, OH 44035 Property Records

Lorain County property record for 224 Hayes Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1952
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$42,000 (May 2022)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-051-101-009`

Property Details

APN / Parcel Number

Primary APN	`06-24-051-101-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	720 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	116 ft deep x 39 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Patio Area	24 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	224 HAYES AVE
City	ELYRIA
State	OH
Zip	44035-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENDELSON 39 X 116
Legal Subdivision	MENDELSONS SUBDIVISION
Legal Tract	24
Legal Block	101
Legal Lot Number	302
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	70500

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 914, AMHERST, OH 44001-0914
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC
May 10, 2022	Warranty Deed, Transfer · Commercial Mortgage DARLENE STUMP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Dec 28, 1998 · Amount on Record
Deed Document Number	2022002736
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	224 HAYES AVE, ELYRIA, OH 44035-3536
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903989
Date	Jan 18, 2023
Instrument	2023-0903989

Lender

Name	LOAN FUNDER LLC
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.91%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	7.91%
Max Rate At Change	12.9%
Index	Other
Max Rate	12.9%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 10, 2022
Property Address	224 HAYES AVE, ELYRIA, OH 44035-3536
Document Number	0000874764
Map Reference	VOL 7 PG 23
Instrument Date	May 9, 2022
Instrument	2022-0874764
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 914, AMHERST, OH 44001-0914

Mortgage

Document Number	0000874765
Date	May 10, 2022
Instrument	2022-0874765

Lender

Name	DARLENE STUMP
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 16, 2023

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00	$19,950 (-) Land $4,680 Building $15,270	$57,000 (-) Land $13,380 Building $43,620
2024	$1,010.00 (+63.96%)	$19,950 (+87.92%) Land $4,683 Building $15,267	$57,000 (+87.93%) Land $13,380 Building $43,620
2023	$616.00 (-0.48%)	$10,616 (+0.06%) Land $3,854 Building $6,762	$30,330 (-) Land $11,010 Building $19,320
2022	$619.00	$10,610 Land $3,850 Building $6,760
2021			$30,330 Land $11,010 Building $19,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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