224 Harding Rd, Yuba City, CA 95993 Property Records

Sutter County property record for 224 Harding Rd, Yuba City, CA 95993

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1987
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$323,000 (Jul 2020)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2023 Line of Credit + 2 more
APN	`057-250-001-000`

Property Details

APN / Parcel Number

Primary APN	`057-250-001-000`
Alternative APN	`57-250-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	57-250-001
Street Address	224 HARDING RD
City	YUBA CITY
State	CA
Zip	95993-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PHALLA ESTATES FORMERLY PTN OF 57-150-111 LOT 001 AS SHOWN UPON THE SUBDIVISION MAP RECORDED 12/19/01 IN BK 16 OF SURVEYS PG 9
Legal Subdivision	PHALLA ESTATES
Legal Lot Number	1
Jurisdiction	SUTTER CA
Township / Civil Division	YUBA CITY
Census Block Group	2
Census Block	2008
Census Tract	50503

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2360 GROVE RD, YUBA CITY, CA 95993-9463
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Feb 22, 2023	Intrafamily Transfer, Transfer
Jul 6, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jun 11, 2007 · Amount on Record
Deed Document Number	20209576
Prior Transfer Date	Feb 8, 2007
Prior Transfer Doc	0000002955
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	224 HARDING RD, YUBA CITY, CA 95993-5113
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 HARDING RD, YUBA CITY, CA 95993-5113

Mortgage

Document Number	0000004887
Date	Mar 12, 2021
Instrument	2021-0004887

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	224 HARDING RD, YUBA CITY, CA 95993-5113
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 HARDLING RD, YUBA CITY, CA 95993-5113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003226
Date	Apr 14, 2023
Instrument	2023-0003226

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Feb 22, 2023
Property Address	224 HARDING RD, YUBA CITY, CA 95993-5113
Document Number	0000001431
Map Reference	MB 16 PG 9
Instrument Date	Feb 9, 2023
Instrument	2023-0001431
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2360 GROVE RD, YUBA CITY, CA 95993-9463

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Jul 6, 2020
Property Address	224 HARDING RD, YUBA CITY, CA 95993-5113
Document Number	0000009576
Map Reference	MB 16 PG 9
Instrument Date	Jun 18, 2020
Instrument	2020-0009576
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	224 HARDING RD, YUBA CITY, CA 95993-5113

Mortgage

Document Number	0000009577
Date	Jul 6, 2020
Instrument	2020-0009577

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Yuba City
Unified School District	Yuba City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,616 (+2%) Land $99,366 Building $257,250	$356,616 (+2%)
2025	$3,778.00 (+1.78%)	$349,624 (+4.04%) Land $97,418 Building $252,206	$349,624
2024	$3,712.00 (+1.53%)
2023	$3,656.00 Homeowner's exemption	$336,049 Land $93,636 Building $242,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YUBA CITY serves 70,256 people · EPA ID CA5110002
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: unWired Broadband.

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