Otsego County and Unadilla Town property record for 224 Hard Knocks Rd, Unadilla, NY 13849
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,539 sqft · built 2003 |
| Lot Size | 6.83 acres (297,515 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,139 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 329.00-3-24.00 |
| Primary APN | 366289 329.00-3-24.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,539 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Lot Area | 297,515 sqft (6.83 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 486 sqft |
| Cabin | Cabin |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 199492 |
|---|---|
| Street Address | 224 HARD KNOCKS RD |
| City | UNADILLA |
| State | NY |
| Zip | 13849-2170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 001FM 2899 0 24 |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 HARD KNOCKS RD, UNADILLA, NY 13849-2170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2001 |
| Transfer Doc | 0946000290 |
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,139.00 (+15.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $5,329.00 | $132,600 (-) Land $20,200 Building $112,400 | $323,415 (+14.63%) Land $49,268 Building $274,147 |
| 2023 | $132,600 Land $20,200 Building $112,400 | $282,128 Land $42,979 Building $239,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 13 (2006–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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