224 Hamilton St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 224 Hamilton St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,956 sqft · built 1890
Lot Size	0.118 acres (5,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Dec 2021)
Tax Bill	$7,555 (2026)
Deeds & Mortgages	Oct 2024 Refinance Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`SAUG M:008-G B:0008 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-G B:0008 L:0002`
Alternative APNs	`M:008=G B:0008 L:0002` `8718000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,956 sqft Living Area
Gross Area	4,983 sqft
1st Floor Area	1,075 sqft
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,149 sqft (0.118 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8718000
Street Address	224 HAMILTON ST
City	SAUGUS
State	MA
Zip	01906-1504
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2027
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 HAMILTON ST, SAUGUS, MA 01906-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ECONOMIC DEVELOPMENT CORP
Dec 9, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Jan 30, 2017
Deed Book / Page	40560 / 545
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	224 HAMILTON ST, SAUGUS, MA 01906-1504
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042377-452
Date	Oct 16, 2024
Book Page	42377/452
Instrument	20241016001560

Lender

Name	ECONOMIC DEVELOPMENT CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 9, 2021
Property Address	224 HAMILTON ST, SAUGUS, MA 01906-1504
Document Number	040560-545
Book / Page	40560 / 545
Instrument Date	Dec 9, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	224 HAMILTON ST, SAUGUS, MA 01906-1504

Mortgage

Document Number	0040560548
Date	Dec 9, 2021
Instrument	40560/548

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 30, 2017
Property Address	224 HAMILTON ST, SAUGUS, MA 01906-1504
Document Number	35646-576
Book / Page	035646 / 000576
Instrument Date	Jan 5, 2017
Instrument	1701300365
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	224 HAMILTON ST SAUGUS MA 019061504, SAUGUS, MA 01906-1504

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,555.00 (+2.27%)	$725,000 (+4.81%) Land $310,800 Building $413,800	$798,424
2025	$7,387.00 (+6.52%)	$691,700 (+6.22%) Land $281,000 Building $410,700
2024	$6,935.00 (+3.71%)	$651,200 (+9.65%) Land $255,500 Building $395,700
2023	$6,687.00	$593,900 Land $229,900 Building $364,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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