224 Grindstone Rd, Chatham, IL 62629 Property Records

Sangamon County property record for 224 Grindstone Rd, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.441 acres (19,250 sqft)
Owner	Individual Name on Record
Last Sale	$599,900 (Jul 2022)
Tax Bill	$14,184 (2025)
Deeds & Mortgages	May 2017 Mortgage Aug 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-351-007`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-351-007`
Alternative APN	`29080351007 (CHECK DIGIT = 3)`

Exterior

Lot Area	19,250 sqft (0.441 acres)

Location & Zoning

Account Number	29080351007
Street Address	224 GRINDSTONE RD
City	CHATHAM
State	IL
Zip	62629-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 32 BRECKENRIDGE MANOR 2ND ADDN (19,250 SQ FT) 8-15-4
Legal Range	04
Legal Township	15
Legal Section	08
Legal Subdivision	BRECKENRIDGE MANOR, SECOND ADDITION
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5006
Census Tract	3203

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST BANKERS TRUST CO
Mar 19, 2018	Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	202216183
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R11004
Date	May 3, 2017
Instrument	2017R11004

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R17383
Date	Aug 21, 2019
Instrument	2019R17383

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R06778
Date	Mar 12, 2021
Instrument	2021R06778

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R33911
Date	Dec 15, 2021
Instrument	2021R33911

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 25, 2022
Property Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045
Document Number	2022R16183
Instrument Date	Jul 21, 2022
Instrument	2022R16183
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045

Mortgage

Document Number	2022R16184
Date	Jul 25, 2022
Instrument	2022R16184

Lender

Name	FIRST BANKERS TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 19, 2018
Property Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045
Document Number	2018R05313
Instrument Date	Mar 19, 2018
Instrument	2018R05313
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 GRINDSTONE RD, CHATHAM, IL 62629-2045

Mortgage

Document Number	2018R05314
Date	Mar 19, 2018
Instrument	2018R05314

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,184.00 (+20.73%)	$200,650 (+26.92%) Land $39,832 Building $160,818	$601,950 (+26.92%) Land $119,496 Building $482,454
2022	$11,749.00	$158,093 Land $31,384 Building $126,709	$474,279 Land $94,152 Building $380,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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