224 Garnet Ave, Kissimmee, FL 34758 Property Records

Osceola County property record for 224 Garnet Ave, Kissimmee, FL 34758

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,168 sqft · built 2023
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Mar 2023)
Tax Bill	$4,600 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112728501800012260`

Property Details

APN / Parcel Number

Primary APN	`112728501800012260`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,168 sqft Heated Area
Gross Area	2,666 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	224 GARNET AVE
City	KISSIMMEE
State	FL
Zip	34758-4376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEPPING STONE POD A PH 2 PB 31 PGS 123-124 LOT 226
Legal Phase	2
Legal Lot Number	226
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	4
Census Block	4013
Census Tract	41101

Owner

224 Garnet Ave is owned and occupied by an individual who bought it in March 2023.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	224 GARNET AVE, KISSIMMEE, FL 34758-4376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Deed Document Number	2023036664
Deed Book / Page	6379 / 1999
Record Updated	Jun 8, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2023
Property Address	224 GARNET AVE, KISSIMMEE, FL 34758-4376
Document Number	0063791999
Book / Page	6379 / 1999
Map Reference	MB 31 PG 123&124
Instrument Date	Mar 27, 2023
Instrument	2023036664
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	224 GARNET AVE, KISSIMMEE, FL 34758-4376

Mortgage

Document Number	0063792001
Date	Mar 31, 2023
Instrument	6379/2001

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 224 Garnet Ave was $4,600 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,600.00 Homeowner's exemption	$321,500 Land $65,000 Building $256,500	$321,500 Land $65,000 Building $256,500
2023	$1,180.00 (+238.11%)	$40,000 (+6%) Land $40,000	$40,000 (+6%) Land $40,000
2022	$349.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 224 Garnet Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Garnet Ave is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20