Washington County property record for 224 Frederick St, Hagerstown, MD 21740
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,964 sqft |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Mar 2024) |
| Tax Bill | $1,347 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-015214 |
| Primary APN | 17-015214 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,964 sqft Total Area |
| 1st Floor Area | 1,964 sqft |
| Construction Type | Brick |
|---|---|
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 015214 |
|---|---|
| Street Address | 224 FREDERICK ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-7174 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | RO |
| Legal Description | LOT 55X150 224 FREDERICK ST |
| Legal Lot Number | 224 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 17, HAGERSTOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 25715 BURNT HILL RD, CLARKSBURG, MD 20871-9228 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed, Transfer · Conventional Mortgage ERICA L. BAKER |
| Feb 26, 2019 | Deed of Trust, Mortgage · Commercial Mortgage M & T BANK |
| Jan 19, 2021 | Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Jun 13, 2018 | Grant Deed, Transfer OLDE TOWNE TITLE COMPANY |
| Jan 22, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on Record |
| Deed Sale | Mar 28, 2024 · Amount on Record |
| Prior Sale | Jan 19, 2021 · Amount on Record |
| Deed Book / Page | 7426 / 129 |
| Prior Transfer Date | Jan 22, 2018 |
| Prior Transfer Doc | 0056770040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 28, 2024 |
| Property Address | 224 FREDERICK ST, HAGERSTOWN, MD 21740-7174 |
| Document Number | 0074260129 |
| Book / Page | 7426 / 129 |
| Instrument Date | Mar 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Title Company | COMMUNITY SETTLEMENT & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25715 BURNT HILL RD, CLARKSBURG, MD 20871-9228 |
| Document Number | 0074260134 |
|---|---|
| Date | Mar 28, 2024 |
| Book Page | 7426/134 |
| Name | ERICA L. BAKER |
|---|---|
| Type | Private Party |
| Address | 5 LEEKYLER PL, THURMONT, MD 21788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 25, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 224 FREDERICK ST, HAGERSTOWN, MD 21740-7174 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059240457 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 5924/0457 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 19, 2021 |
| Property Address | 224 FREDERICK ST, HAGERSTOWN, MD 21740-7174 |
| Document Number | 0064880121 |
| Book / Page | 6488 / 121 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 11130 PUTMAN RD, THURMONT, MD 21788-2747 |
| Document Number | 0006488128 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 6488/128 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 13, 2018 |
| Property Address | 224 FREDERICK ST, HAGERSTOWN, MD 21740-7174 |
| Document Number | 0057710272 |
| Book / Page | 005771 / 000272 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12500 GARROW DR CLEAR SPRING MD 217221722, CLEAR SPRING, MD 21722-1722 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 22, 2018 |
| Property Address | 224 FREDERICK ST, HAGERSTOWN, MD 21740-7174 |
| Document Number | 0056770040 |
| Book / Page | 005677 / 000040 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10714 TIMOTHY DR WILLIAMSPORT MD 217951608, WILLIAMSPORT, MD 21795-1608 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,347.00 (+17.85%) | $147,867 (+17.82%) | $192,600 (+53.47%) Land $43,200 Building $149,400 |
| 2025 | $1,143.00 (+11.73%) | $125,500 (+12.15%) Land $43,200 Building $82,300 | $125,500 (-) Land $43,200 Building $82,300 |
| 2023 | $1,023.00 | $111,900 | $125,500 Land $43,200 Building $82,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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