224 Fleming Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 224 Fleming Dr, Fleming Island, FL 32003 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,403 sqft · built 1988
Lot Size0.697 acres (30,361 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Feb 2014)
Tax Bill$6,292 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN38-05-26-014667-011-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014667-011-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,403 sqft Living Area
Gross Area3,421 sqft
1st Floor Area2,403 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area30,361 sqft (0.697 acres)
Lot Dimensions243 ft deep x 125 ft wide
Garage TypeAttached
Garage Area630 sqft
PorchFinished Screened Porch
Porch Area416 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address224 FLEMING DR
CityFLEMING ISLAND
StateFL
Zip32003-9326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 61 FLEMING OAKS UNIT 2 AS REC OR 3616 PG 734
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING OAKS UNIT 2
Legal Lot Number61
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014667-011-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 FLEMING DR, FLEMING ISLAND, FL 32003-9326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2014 · Amount on Record
Deed SaleFeb 05, 2014 · Amount on Record
Deed Document Number20145924
Deed Book / Page3616 / 734
Prior Transfer DateNov 11, 2009
Prior Transfer Doc0031610321
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address224 FLEMING DR, FLEMING ISLAND, FL 32003-9326
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 FLEMING DR, FLEMING ISLAND, FL 32003-9326

Mortgage

Document Number0045691654
DateFeb 09, 2022
Book Page4569/1654
Instrument2022009099
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2042

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address224 FLEMING DR, FLEMING ISLAND, FL 32003-9326
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043430434
DateAug 19, 2020
Book Page4343/434
Instrument2020042216
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2040

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,292.00 (+4.69%) Homeowner's exemption$452,692 (+5.99%)$536,402 (+1.56%) Land $296,875 Building $239,527
2024$6,010.00 (-3.22%)
2023$6,210.00 (+4.9%) Homeowner's exemption$427,121 (+3%)$528,166 (+6.82%) Land $296,875 Building $231,291
2022$5,920.00 Homeowner's exemption$414,681$494,442 Land $296,875 Building $197,567

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
177 of 191 on primary residences
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Flood Events
  • Hurricane Nicole (Nov 2022), 2 claims
  • Hurricane Irma (Sep 2017), 38 claims
  • Hurricane Frances (Sep 2004), 5 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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