Pinellas County property record for 224 Emerald Ln, Largo, FL 33771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,167 sqft · built 1954 |
| Lot Size | 0.19 acres (8,255 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,100 (Dec 2014) |
| Tax Bill | $892 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-5648-5 |
| Primary APN | C62-000-748-5648-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,167 sqft Living Area |
| Gross Area | 1,505 sqft |
| 1st Floor Area | 1,167 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | H-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 8,255 sqft (0.19 acres) |
| Lot Dimensions | 127 ft deep x 65 ft wide |
| Porch | Patio |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R395474 |
|---|---|
| Street Address | 224 EMERALD LN |
| City | LARGO |
| State | FL |
| Zip | 33771-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | VILLAGE GREEN SUB BLK 5, N 45FT OF LOT 27 & S 20FT OF LOT 28 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | VILLAGE GREEN SUB |
| Legal Tract | 94104 |
| Legal Block | 5 |
| Legal Lot Number | 27,28 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 25416 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 224 EMERALD LN, LARGO, FL 33771-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN FINANCING |
| Oct 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2014 · Amount on Record |
| Deed Sale | Dec 5, 2014 · Amount on Record |
| Prior Sale | Jun 2, 2014 · Amount on Record |
| Deed Document Number | 2014332953 |
| Deed Book / Page | 18608 / 305 |
| Prior Transfer Date | Oct 16, 2013 |
| Prior Transfer Doc | 0181980954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 224 EMERALD LN, LARGO, FL 33771-2627 |
| Document Number | 0208681491 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 224 EMERALD LN LARGO FL 337712627, LARGO, FL 33771-2627 |
| Document Number | 0208681491 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 020868/001491 |
| Instrument | 36294 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 224 EMERALD LN, LARGO, FL 33771-2627 |
| Document Number | 0203031746 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2018 |
| Title Company | FIRST INT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 224 EMERALD LN LARGO FL 337712627, LARGO, FL 33771-2627 |
| Document Number | 0203031746 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 020303/001746 |
| Instrument | 336011 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2048 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $892.00 (+9.45%) Homeowner's exemption | $87,552 (+5.99%) | $197,453 (+3.07%) Land $111,641 Building $85,812 |
| 2023 | $815.00 (+4.09%) Homeowner's exemption | $82,607 (+3%) | $191,577 (+12.61%) Land $128,536 Building $63,041 |
| 2022 | $783.00 Homeowner's exemption | $80,201 | $170,124 Land $120,965 Building $49,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, T-Mobile, Verizon, WOW Internet, Cable & Phone.
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