224 Elm St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 224 Elm St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,278 sqft · built 1938
Lot Size	0.145 acres (6,336 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (Apr 2016)
Tax Bill	$2,142 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19.412.4710`

Property Details

APN / Parcel Number

Primary APN	`19.412.4710`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
Basement Area	752 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,336 sqft (0.145 acres)
Lot Dimensions	132 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	224 ELM ST
City	SAINT PETER
State	MN
Zip	56082-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 184 LOT W 48 OF E 51 LOT 10 SUBDIVISIONCD 19412 SUBDIVISIONNAME AMENDED PLAT
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	AMENDED PLAT
Legal Block	184
Legal Lot Number	W-10
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1087
Census Tract	480400

Owner

224 Elm St is owned and occupied by an individual who bought it in April 2016.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	224 ELM ST, SAINT PETER, MN 56082-1456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY ACTION CNCL
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2016 · Amount on File
Deed Sale	Apr 1, 2016 · Amount on File
Deed Document Number	2016483072
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	224 ELM ST, SAINT PETER, MN 56082-1456
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	MINNESOTA VALLEY TITLE, MINNESOTA VALLEY ACTION COUN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356065
Date	Nov 17, 2025
Instrument	356065

Lender

Name	MINNESOTA VALLEY ACTION CNCL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	224 ELM ST, SAINT PETER, MN 56082-1456
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	326212
Date	Dec 18, 2018
Instrument	326212

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 224 Elm St was $2,142 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,142.00 Homeowner's exemption	$164,700 Land $24,000 Building $140,700	$164,700 Land $24,000 Building $140,700
2025	$2,142.00
2023	$1,598.00 Homeowner's exemption	$153,800 Land $24,000 Building $129,800	$153,800 Land $24,000 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures