224 E Spaulding St, Watertown, WI 53098 Property Records

Dodge County property record for 224 E Spaulding St, Watertown, WI 53098

Property Summary

Property Type	Single Family Home
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual on Record
Last Sale	$102,000 (Sep 2013)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`291-0915-3313-048`

Property Details

APN / Parcel Number

Primary APN	`291-0915-3313-048`
Alternative APNs	`29113480000002` `291134800002`

Exterior

Lot Area	18,295 sqft (0.419 acres)

Location & Zoning

Old Parcel Number	29113480000002
Street Address	224 E SPAULDING ST
City	WATERTOWN
State	WI
Zip	53098-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 72 FT OF S 280 FT OF LOT 15 BLK 10 LOUNSBURYS ADD ALSO THAT PT VAC SPAULDING ST LYG ADJ ON S (AS VAC IN V71 P96)
Legal Range	15E
Legal Township	09N
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	LOUNSBURYS ADD
Legal Block	10
Legal Lot Number	15
Jurisdiction	DODGE WI
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3030
Census Tract	961900

Owner

Source: Dodge County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	224 E SPAULDING ST, WATERTOWN, WI 53098-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 22, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2013 · Amount on Record
Deed Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	1202171
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	224 E SPAULDING ST, WATERTOWN, WI 53098-1930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1297617
Date	Oct 19, 2020
Instrument	1297617

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DODGE WI
Property Address	224 E SPAULDING ST, WATERTOWN, WI 53098-1930
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1273406
Date	Mar 22, 2019
Instrument	1273406

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Dodge County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dodge County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$213,000 (+26.33%) Land $52,000 Building $161,000
2023	$168,600 Land $41,600 Building $127,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2008)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx, T-Mobile, Verizon.

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