224 E Sarnia St, Winona, MN 55987 Property Records

Winona County property record for 224 E Sarnia St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,417 sqft · built 1954
Lot Size	0.206 acres (8,973 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Nov 2021)
Tax Bill	$2,876 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2021 Transfer + 1 more
APN	`32.315.1000`

Property Details

APN / Parcel Number

Primary APN	`32.315.1000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,417 sqft
Basement Area	1,460 sqft
Finished Basement	1,460 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Area	336 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	224 E SARNIA ST
City	WINONA
State	MN
Zip	55987-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 LAKESIDE OUTLOTS WINONA LIMITS PARCEL 90' ON SARNIA X 100' ON FRANKLIN COMMENCING ON NORTH LINE OF
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	LAKESIDE OUTLOTS
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3009
Census Tract	670600

Owner

224 E Sarnia St is owned by a company that bought it in November 2021.

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	216 E SARNIA ST, WINONA, MN 55987-5509
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Nov 10, 2021	Intrafamily Transfer, Transfer TOWN AND COUNTRY TITLE, TOWN N COUNTY TITLE
Nov 10, 2021	Warranty Deed, Transfer TOWN N COUNTRY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Deed Document Number	2021638511
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0000638510
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	224 E SARNIA ST, WINONA, MN 55987-5509
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E SARNIA ST, WINONA, MN 55987-5509

Mortgage

Document Number	000A640480
Date	Jan 27, 2022
Instrument	A640480

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	83 Months
Due	Dec 29, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Nov 10, 2021
Property Address	224 E SARNIA ST, WINONA, MN 55987-5509
Document Number	638510
Instrument Date	Nov 8, 2021
Instrument	638510
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	TOWN AND COUNTRY TITLE, TOWN N COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 E SARNIA ST, WINONA, MN 55987-5509

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 10, 2021
Property Address	224 E SARNIA ST, WINONA, MN 55987-5509
Document Number	638511
Instrument Date	Nov 8, 2021
Instrument	638511
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 E SARNIA ST, WINONA, MN 55987-5509

Tax Assessment & Valuation

The 2026 property tax bill for 224 E Sarnia St was $2,876.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,876.00	$266,600 (+10.67%) Land $55,300 Building $211,300	$266,600 (+10.67%) Land $55,300 Building $211,300
2025		$240,900 Land $55,300 Building $185,600	$240,900 Land $55,300 Building $185,600
2023	$2,296.00	$223,000 Land $53,100 Building $169,900	$223,000 Land $53,100 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 224 E Sarnia St; there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1991–2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 E Sarnia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30

May also be available: Verizon.

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