224 E Pearl St, Torrington, CT 06790 Property Records

Torrington City property record for 224 E Pearl St, Torrington, CT 06790

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,383 sqft · built 1939
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Dec 2020)
Tax Bill	$6,685 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2020 Sale & Mortgage
APN	`007995`

Property Details

APN / Parcel Number

Primary APN	`007995`
Alternative APNs	`TORR M:125 B:003 L:007` `7995`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,383 sqft Living Area
Gross Area	4,248 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	7995
Street Address	224 E PEARL ST
City	TORRINGTON
State	CT
Zip	06790-5479
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R6
Legal Block	3
Legal Lot Number	7
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1003
Census Tract	310300

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 E PEARL ST, TORRINGTON, CT 06790-5479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · ARM THOMASTON SAVINGS BANK
Dec 31, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	2020461322
Deed Book / Page	1324 / 7
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	224 E PEARL ST, TORRINGTON, CT 06790-5479
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01373-1067
Date	Sep 12, 2022
Book Page	1373/1067
Instrument	2022-478311

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Oct 1, 2032
Index	1-Year CMT

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Dec 31, 2020
Property Address	224 E PEARL ST, TORRINGTON, CT 06790-5479
Document Number	1324-7
Book / Page	1324 / 7
Instrument Date	Dec 30, 2020
Instrument	2020-461322
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020461323
Date	Dec 31, 2020
Instrument	2020-461323

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,685.00 (-12.98%)	$199,780 (-) Land $19,950 Building $179,830
2025	$7,682.00	$199,780 (+109.3%) Land $19,950 Building $179,830	$139,846 Land $13,965 Building $125,881
2024	$7,682.00 (+67.8%)
2023	$4,578.00 (+1.73%)	$95,450 (-) Land $19,950 Building $75,500
2022	$4,500.00	$95,450 Land $19,950 Building $75,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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