Cumberland County and Millville City property record for 224 E Oak St, Millville, NJ 08332
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,160 sqft · built 1900 |
| Lot Size | 0.043 acres (1,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Oct 2022) |
| Tax Bill | $2,211 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00359-0000-00020 |
| Primary APN | 10-00359-0000-00020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 1,873 sqft (0.043 acres) |
| Lot Dimensions | 75 ft deep x 25 ft wide |
| Old Parcel Number | 1000043000000023 |
|---|---|
| Street Address | 224 E OAK ST |
| City | MILLVILLE |
| State | NJ |
| Zip | 08332-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 359 |
| Legal Lot Number | 20 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | MILLVILLE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30200 |
224 E Oak St is owned and occupied by two individuals who bought it in October 2022.
Source: Cumberland County and Millville City records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 E OAK ST, MILLVILLE, NJ 08332-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Oct 3, 2022 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 12, 2022 | Deed, Transfer · Stand-Alone First Mortgage BTC CRB SPV LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Prior Sale | Apr 12, 2022 · Amount on File |
| Deed Document Number | 2022657944 |
| Deed Book / Page | 4233 / 2389 |
| Prior Transfer Date | Jan 27, 1995 |
| Prior Transfer Doc | 0000001386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 224 E OAK ST, MILLVILLE, NJ 08332-3116 |
| Document Number | 0000737233 |
| Book / Page | 4284 / 2205 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026737233 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 224 E OAK ST, MILLVILLE, NJ 08332-3116 |
| Document Number | 0000737233, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 4284/2205 |
| Instrument | 2026737233 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Oct 3, 2022 |
| Property Address | 224 E OAK ST, MILLVILLE, NJ 08332-3116 |
| Document Number | 0000657944 |
| Book / Page | 4233 / 2389 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 657944 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 E OAK ST, MILLVILLE CITY, NJ |
| Document Number | 0000657945 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 657945 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Apr 12, 2022 |
| Property Address | 224 E OAK ST, MILLVILLE, NJ 08332-3116 |
| Document Number | 0000646088 |
| Book / Page | 4225 / 5217 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 646088 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Title Company | AMERICA TITLE, AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 702, VINELAND TWP, NJ |
| Document Number | 0000646089 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 646089 |
| Name | BTC CRB SPV LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 224 E Oak St was $2,211, up 3.4% from the year before.
Source: Cumberland County and Millville City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| Municipality | Millville City |
| Unified School District | Millville City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,500 (-) Land $12,900 Building $41,600 | $54,500 (-) Land $12,900 Building $41,600 | |
| 2025 | $2,211.00 (+3.37%) | $54,500 Land $12,900 Building $41,600 | $54,500 Land $12,900 Building $41,600 |
| 2024 | $2,139.00 | ||
| 2023 | $54,500 Land $12,900 Building $41,600 | $54,500 Land $12,900 Building $41,600 | |
| 2022 | $2,066.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 224 E Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 224 E Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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