Clay County property record for 224 E Oak Ridge Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,696 sqft · built 1987 |
| Lot Size | 1.24 acres (54,271 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $870 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062D 05A 0010200 |
| Primary APN | 062D 05A 0010200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,696 sqft Finished Area |
| 1st Floor Area | 1,700 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 54,271 sqft |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 326 sqft |
| Street Address | 224 E OAK RIDGE DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-7915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKRIDGE ESTATES LOT 35 DB 270/548 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAKRIDGE ESTATES |
| Legal Lot Number | 35 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 E OAK RIDGE DR, WEST POINT, MS 39773-7915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 224 E OAK RIDGE DR, WEST POINT, MS 39773-7915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000535/545 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 535/545 |
| Instrument | 2021003947 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $870.00 (-58.23%) Additional exemption filed | $17,800 (-) Land $2,500 Building $15,300 | $178,001 (-) Land $25,000 Building $153,001 |
| 2024 | $17,800 (+11.77%) Land $2,500 Building $15,300 | $178,001 (+11.77%) Land $25,000 Building $153,001 | |
| 2023 | $2,083.00 (+0.82%) Additional exemption filed | $15,926 Land $2,500 Building $13,426 | $159,260 Land $25,000 Building $134,260 |
| 2022 | $2,066.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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