224 E High St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 224 E High St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,422 sqft · built 1920
Lot Size0.239 acres (10,424 sqft)
OwnerIndividual Name on File
Last Sale$559,000 (May 2026)
Tax Bill$12,319 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-00046-0000-00017

Property Details

APN / Parcel Number

Primary APN18-00046-0000-00017
Alternative APN
  • 180004600017

Interior

Stories2 Stories
Building Area1,422 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area10,424 sqft (0.239 acres)
Lot Dimensions193 ft deep x 54 ft wide

Location & Zoning

Street Address224 E HIGH ST
CitySOMERVILLE
StateNJ
Zip08876-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCEDER HILL SEC 01
Legal Block46
Legal Lot Number17
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1011
Census Tract50100

Owner

Source: Somerset County and Somerville Borough records · APN 18-00046-0000-00017

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 E HIGH ST, SOMERVILLE, NJ 08876-2428
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed, Transfer · Conventional Mortgage
E HOME LOANS CORPORATION
Apr 22, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleApr 22, 2020 · Amount on Record
Deed Document Number202615015
Deed Book / Page7683 / 2998
Prior Transfer DateDec 23, 2002
Prior Transfer Doc5272003667
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateMay 29, 2026
Property Address224 E HIGH ST, SOMERVILLE, NJ 08876-2428
Document Number0000015015
Book / Page7683 / 2998
Instrument DateMay 14, 2026
Instrument202615015
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$56,459.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E HIGH ST, SOMERVILLE, NJ 08876-2428

Mortgage

Document Number0000015016,
DateMay 29, 2026
Instrument202615016
Lender
NameE HOME LOANS CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateApr 22, 2020
Property Address224 E HIGH ST, SOMERVILLE, NJ 08876-2428
Document Number0000016592
Book / Page7205 / 2846
Instrument DateApr 13, 2020
Instrument2020016592
Transaction TypeTransfer
Record UpdatedNov 05, 2021
Title CompanyASSOCIATED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,988.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address148 E CLIFF ST, 148, SOMERVILLE, NJ 08876-2406

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E HIGH ST, SOMERVILLE, NJ 08876-2428

Mortgage

Document Number0000016593
DateApr 22, 2020
Instrument2020016593
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$302,000 (-) Land $143,900 Building $158,100$302,000 (-) Land $143,900 Building $158,100
2025$12,319.00 (+3.19%)$302,000 (-) Land $143,900 Building $158,100$302,000 (-) Land $143,900 Building $158,100
2024$11,938.00 (+5.11%)
2023$302,000 Land $143,900 Building $158,100$302,000 Land $143,900 Building $158,100
2022$11,358.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
1 of 3 on primary residences
Nearby Flood Claims44 (1983–2021)
Claims Outside the SFHA13 of 44
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events
  • Hurricane Irene (Aug 2011), 10 claims
  • Severe Storms And Inland And Coastal Flooding (Apr 2007), 8 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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