224 E Higgins St, Midway, KY 40347 Property Records

Woodford County property record for 224 E Higgins St, Midway, KY 40347 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1989
Square Footage1,098 sqft Living Area
OccupancyOwner Occupied
Last Sale$216,500 (2025)
Tax Bill$1,522.00 (2025)

Property Details

APN / Parcel Number

Primary APN38-5026-002-01
Alternative APN
  • 33869

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,098 sqft Living Area
Family RoomFamily Room
Stories2 Stories

Exterior

Year BuiltBuilt 1989
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
PorchPorch
Porch Area98 sqft Porch

Location & Zoning

Account Number33869
Street Address224 E HIGGINS ST
CityMIDWAY
StateKY
Zip40347-5036
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1 1/2 S
JurisdictionWOODFORD KY
Minor Civil DivisionMIDWAY
Census Blockgroup2
Census Block2053
Census Tract50400

Owner

Source: Woodford County records · APN 38-5026-002-01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 E HIGGINS ST, MIDWAY, KY 40347-5036
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Deed, Transfer · Line of Credit
REPUBLIC BANK & TRUST CO
Jul 01, 2021Deed, Transfer · Conventional Mortgage
OPTION FINANCIAL LLC
Mar 08, 2021Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2025 · Amount on Record
Deed SaleOct 10, 2025 · Amount on Record
Prior SaleJul 01, 2021 · Amount on Record
Deed Doc Number283836
Deed Book / PageD355 / 340
Record RefreshedJun 08, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateOct 10, 2025
Property Address224 E HIGGINS ST, MIDWAY, KY 40347-5036
Document Number00D355/340
Book / PageD355 / 340
Instrument DateOct 02, 2025
Instrument283836
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$216.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address105 PARK LN, LAWRENCEBURG, KY 40342-1450

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E HIGGINS ST, MIDWAY, KY 40347-5036

Mortgage

Document Number0000283837
DateOct 10, 2025
Instrument283837
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateJul 01, 2021
Property Address224 E HIGGINS ST, MIDWAY, KY 40347-5036
Document Number00D327/385
Book / PageD327 / 385
Instrument DateJun 30, 2021
Instrument100854
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$126.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1339 JOHNSON RD, LAWRENCEBURG, KY 40342-9730

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E HIGGINS ST, MIDWAY, KY 40347-5036

Mortgage

Document Number0000100855
DateJul 01, 2021
Instrument100855
Lender
NameOPTION FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

March 2021: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionWOODFORD KY
Recording DateMar 08, 2021
Property Address224 E HIGGINS ST, MIDWAY, KY 40347-5036
Document Number00D325/133
Book / PageD325 / 133
Instrument DateFeb 03, 2021
Instrument96411
Transaction TypeForeclosure
Record UpdatedDec 12, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10500 KINCAID DR, FISHERS, IN 46037-9749

Tax Assessment & Valuation

Source: Woodford County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,522.00 (+21.76%)$164,700 (+30.2%)$164,700 (+30.2%)
2024$1,250.00 (-4.29%)$126,500 (-)$126,500 (-)
2023$1,306.00$126,500$126,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Woodford County (21239C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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