Lake County property record for 224 E Center Ave, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,972 sqft · built 1952 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $522,000 (Jan 2013) |
| Tax Bill | $15,959 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-117-019 |
| Primary APN | 12-21-117-019 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,972 sqft Living Area |
| Gross Area | 3,527 sqft |
| 1st Floor Area | 1,004 sqft |
| Upper Floors Area | 1,215 sqft |
| Basement Area | 1,004 sqft |
| Finished Basement | 753 sqft |
| Unfinished Basement | 251 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,251 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 72 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 224 E CENTER AVE |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF NORTH ADD LOT 7 BLOCK 40 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF NORTH ADD |
| Legal Block | 40 |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 863300 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 E CENTER AVE, LAKE BLUFF, IL 60044-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Line of Credit HOYNE SAVINGS BANK |
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit HOYNE SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on Record |
| Deed Sale | Jan 22, 2013 · Amount on Record |
| Prior Sale | Jul 10, 2012 |
| Deed Document Number | 20136948985 |
| Last Transfer Date | Sep 5, 2016 |
| Transfer Doc | 0007329035 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 224 E CENTER AVE, LAKE BLUFF, IL 60044-2504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008144297 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 8144297 |
| Name | HOYNE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 56 Months |
| Due | Sep 26, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 224 E CENTER AVE, LAKE BLUFF, IL 60044-2504 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007978668 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 7978668 |
| Name | HOYNE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 203 Months |
| Due | May 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.25% |
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $270,145 (+20.59%) Land $98,614 Building $171,531 | $810,516 (+20.59%) Land $295,872 Building $514,644 | |
| 2024 | $15,959.00 (+12.57%) | ||
| 2023 | $14,177.00 (+3.65%) | $224,027 (+5.97%) Land $81,779 Building $142,248 | $672,149 (+5.97%) Land $245,362 Building $426,787 |
| 2022 | $13,678.00 | $211,413 Land $77,174 Building $134,239 | $634,302 Land $231,545 Building $402,757 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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