224 E 45th St, Jacksonville, FL 32208 Property Records

Duval County property record for 224 E 45th St, Jacksonville, FL 32208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1946
Lot Size	0.113 acres (4,935 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Nov 2024)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031505-0000`

Property Details

APN / Parcel Number

Primary APN	`031505-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,228 sqft
1st Floor Area	784 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,935 sqft (0.113 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	224 E 45TH ST
City	JACKSONVILLE
State	FL
Zip	32208-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	15-39 39-1S-26E EDMONDSONS MAIN STREET ESTATES LOT 101
Legal Range	26E
Legal Township	01S
Legal Section	39
Legal Subdivision	EDMONDSONS MAIN ST ESTATE
Legal Block	1
Legal Lot Number	101
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1035
Census Tract	101

Owner

Source: Duval County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	224 E 45TH ST, JACKSONVILLE, FL 32208-5314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 5, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 21, 2023	Warranty Deed, Transfer CROSSLAND TITLE SERVICES LLC
Apr 23, 2018	Warranty Deed, Transfer CROSSLAND TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	2024246381
Deed Book / Page	21258 / 2152
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Jul 20, 2026
Property Address	224 E 45TH ST, JACKSONVILLE, FL 32208-5314
Document Number	0000166336
Book / Page	21983 / 1415
Instrument Date	Jun 15, 2026
Instrument	2026166336
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 E 45TH ST, JACKSONVILLE, FL 32208-5314
Investor	Possibly a Property Investor

Mortgage

Document Number	0000166336,
Date	Jul 20, 2026
Book Page	21983/1415
Instrument	2026166336

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2054

Interest

Rate	6.36%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 5, 2023
Property Address	224 E 45TH ST, JACKSONVILLE, FL 32208-5314
Document Number	0207311140
Book / Page	20731 / 1140
Map Reference	MB 15 PG 39
Instrument Date	Jun 26, 2023
Instrument	2023135053
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,227.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2930 WYCOMBE DR W, JACKSONVILLE, FL 32277-3769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 E 45TH ST, JACKSONVILLE, FL 32208-5314

Mortgage

Document Number	0207311142
Date	Jul 5, 2023
Instrument	20731/1142

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0207311154
Date	Jul 5, 2023
Book Page	20731/1154
Instrument	2023135055

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 21, 2023
Property Address	224 E 45TH ST, JACKSONVILLE, FL 32208-5314
Document Number	0205880732
Book / Page	20588 / 732
Map Reference	MB 15 PG 39
Instrument Date	Feb 17, 2023
Instrument	2023034113
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	CROSSLAND TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5151 TROUT RIVER BLVD, JACKSONVILLE, FL 32208-7031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2930 WYCOMBE DR W, JACKSONVILLE, FL 32277-3769

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 23, 2018
Property Address	224 E 45TH ST, JACKSONVILLE, FL 32208-5314
Document Number	0183600040
Book / Page	018360 / 000040
Instrument Date	Apr 19, 2018
Instrument	94835
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	CROSSLAND TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2303 FINLEY RIDGE LN RALEIGH NC 276154048, RALEIGH, NC 27615-4048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,235 (+2.53%) Land $18,509 Building $112,726	$131,235 (+2.53%) Land $18,509 Building $112,726
2025	$1,888.00 (-21.37%) Homeowner's exemption	$127,998 (+242.93%) Land $17,578 Building $110,420	$127,998 (+242.93%) Land $17,578 Building $110,420
2024	$2,401.00 (+218.01%)
2023	$755.00 (+17.05%)	$37,325 (+29.56%) Land $14,462 Building $22,863	$37,325 (+29.56%) Land $14,462 Building $22,863
2022	$645.00	$28,808 Land $7,788 Building $21,020	$28,808 Land $7,788 Building $21,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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