Cecil County property record for 224 Dutch Dr, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,188 sqft · built 1994 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,500 (Feb 1993) |
| Tax Bill | $4,193 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-040644 |
| Primary APN | 07-040644 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,188 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 67,954 sqft (1.56 acres) |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 040644 |
|---|---|
| Street Address | 224 DUTCH DR |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 123 - 1.561 ACRE 224 DUTCH DRIVE HOLLAND ACRES |
| Legal Subdivision | HOLLAND ACRES |
| Legal Lot Number | 123 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31201 |
224 Dutch Dr is owned and occupied by two individuals who bought it in February 1993.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 DUTCH DR, CONOWINGO, MD 21918-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 1993 · Amount on File |
| Deed Sale | Feb 23, 1993 · Amount on File |
| Deed Book / Page | 423 / 725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 224 DUTCH DR, CONOWINGO, MD 21918-1715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 224 DUTCH DR, CONOWINGO, MD 21918-1715 |
| Document Number | 0052520055 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 5252/55 |
| Name | APG FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 224 Dutch Dr was $4,193 with a homeowner's exemption, up 3.4% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,193.00 (+3.4%) Homeowner's exemption | $424,000 Land $77,300 Building $346,700 | $424,000 Land $77,300 Building $346,700 |
| 2025 | $4,055.00 Homeowner's exemption | ||
| 2023 | $3,054.00 Homeowner's exemption | $334,500 Land $77,300 Building $257,200 | $334,500 Land $77,300 Building $257,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Dutch Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Dutch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
5G and 4G LTE (outdoors only)
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